Veteran-Owned Small Business 401(k) Plans

Put concern for the future at ease with a retirement plan specifically designed for veteran-owned small businesses. A Ubiquity Retirement + Savings™ 401(k) enables you to:

  • Increase and reward employee tenure
  • Affordable, flat-fee plans starting at $97/month
  • Receive up to $16,500 in tax credits over three years when you open a 401(k).*

    (*Up to $5,000 per year, plus an additional $500 per year for automatic enrollment for the first 3 years)

Defend Your Future with Ubiquity

As a thank you for your service, we are offering VOSBs a special offer. Call 866.634.6116 or schedule a free consultation with a retirement expert and mention your veteran status to learn more.

Schedule a Consultation

Supporting Veteran Entrepreneurship

According to the Small Business Administration, there are over 2.5 million veteran-owned small businesses in the United States.

While an active duty military member, you demonstrated the qualities of leadership, teamwork, and perseverance–all key characteristics of successful entrepreneurs and business owners. Whether you served for a few years or made the military your career, your focus in the civilian world is running a thriving business–not on staffing issues. Offering a retirement plan to your employees is a way to attract and retain a talented team.  Yet, less than 25% of VOSBs offer a retirement plan to their employees. With Ubiquity’s streamlined, low-maintenance 401(k) plans, you can easily offer a valuable benefit without administrative headaches.

For Veterans Who’ve Taken Their Boots to Business

401(k) plans designed with you in mind.

Ubiquity has been providing veteran entrepreneurs and their employees with access to low-cost, flat fee plans since our inception in 1999, and have invested time really listening to their day to day challenges. The result? A streamlined, digital small business 401(k) customized to meet the needs of your growing business.

Look to the future with a retirement plan tailored to the unique needs of your business.

With a Ubiquity Custom(k) retirement plan you can:
  • Maximize tax savings through discretionary matching and advanced profit sharing.
  • Reap the rewards of tax-deferred retirement savings—including lowering your taxable income.
  • Focus on your VOSB and less on compliance and administration with features like payroll integration and Safe Harbor provisions.
  • Reward employee tenure through flexible eligibility and vesting schedules.
  • Receive up to $16,500 in tax credits over three years when you open a 401(k). (Up to $5,000 per year, plus and additional $500 per year for automatic enrollment for the first 3 years)

Ubiquity and the VOSB community


Hear from Ubiquity CEO + Founder Chad Parks about why vet-owned small businesses should offer retirement benefits on

“People depend on the three-legged stool of retirement savings in America,” he said. “Pensions, Social Security and private savings. … Small-business owners aren’t going to set up a pension, but the third leg of that stool comes ideally through tax-advantage retirement plans like 401(k)s and IRAs.”


Learn tips from Ubiquity SVP of HR, Culture + Brand Andrew Meadows for veterans seeking remote work on Military

“With the advancements in technology, almost any job could potentially be remote unless otherwise stated. If not listed, but sure to ask if that is a possibility should you get that first interview”

Resources for Veteran Business Owners

Having financial struggles surrounding the ongoing COVID-19 crisis? Click here to learn about federal programs your business may be eligible for. 

Whether you’re transitioning from active-duty to business owner or you’ve been out of the service a long time, there are numerous resources to assist veteran small businesses (VOSBs) and service-disabled veteran-owned small businesses (SDVOSBs) from the government, educational institutions, and private-sector firms.

  • Veteran Entrepreneur Portal: A part of the Veteran’s Affairs’ Office of Small and Disadvantaged Business Utilization, this resource provides access to business tools and services, including business education, financing opportunities, and information related to government programs and services created specifically for veterans.
  • Veteran Business Outreach Centers: Created as a part of the Small Business Association (SBA)’s veteran outreach initiatives, these centers help vetrepreneurs access resources such as business training, counseling, and mentoring—right in their local communities.
  • Boots to Business: Another SBA program, this two-step entrepreneurial training program includes a two-day classroom course and an eight-week online course that offers instruction on forming a business plan and other essential elements of early business ownership.
  • V-Wise: Did you know from 2007 to 2012 veteran women-owned business increased by 297%?  Veteran Women Igniting the Spirit of Entrepreneurship (V-Wise) is an organization providing resources, courses, and mentorship to all women veterans, active duty female service members and female partners/spouses of active service members and veterans.
  • Patriot Boot CampThis non-profit run accelerator program focuses on providing active duty service members, veterans, and their spouses with access to mentors, educational programming, and a robust community of experts and peers to build successful startups and technology companies.

Learn how a Ubiquity retirement plan can benefit your VOSB or SDVOSB.

Connect with a retirement expert

© 2023 Ubiquity Retirement + Savings
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Do not sell my info
44 Montgomery Street, Suite 300
San Francisco, CA 94104
Support: 855.401.4357

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© 2023 Ubiquity Retirement + Savings
Privacy Policy
Do not sell my info
44 Montgomery Street, Suite 300
San Francisco, CA 94104
Support: 855.401.4357

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