Hey Sylvia! It’s me! Sylvia!
I am writing you from the year 2042. A few important things for you to know about the future:
We totally fixed the looming retirement crisis. It was a close call, but because people got smart and started saving, we’ve almost annihilated elderly poverty, and as for your grandchildren, (I won’t tell you too much, it’s a surprise!) they started learning about financial education in Kindergarten.
We’ve totally done okay! Because we started saving at 38, and aggressively, we are sitting on an island off the coast of Honduras called Roatan. We’ve got a small house and a sustainable organic garden. A catch water system and 100% solar power. Our carbon footprint doesn’t exist and we get to swim in a warm ocean every day. We’ve also kick-started a small school on the island in order to give back to the community.
FINALLY, there are flying cars. But we don’t have one. Instead, we have a flying bicycle! We love it! It’s fire engine red.
All in all, we made the right decision to not shy away from being proactive. So well done us!
Cheers from your best self,
The Sylvia formerly known as Debt Girl