Retirement Login HSA Login

Not sure?   Contact Us

Dear Sylvia: XOXO! Future Sylvia



As VP of Brand + Creative for Ubiquity, Sylvia is a creatively driven entrepreneur with an unprecedented passion for the written word. With over 22 years in marketing and advertising and titles ranging from Director to CMO, Sylvia has worked with mega giants including Intel, Microsoft, IGN Entertainment, Activision, and Apple. She has also worked on projects with Jack Johnson, Mariah Carey, Denise Richards and YMCMB’s Lil’ Wayne and Birdman. Most recently, Sylvia co-produced Broken Eggs, the hard-hitting, feature-length documentary about the looming retirement crisis in America.


December 27, 2012 at 2:43 pm
Personal Finance


Hey Sylvia! It’s me! Sylvia!

I am writing you from the year 2042. A few important things for you to know about the future:

We totally fixed the looming retirement crisis. It was a close call, but because people got smart and started saving, we’ve almost annihilated elderly poverty, and as for your grandchildren, (I won’t tell you too much, it’s a surprise!) they started learning about financial education in Kindergarten.

We’ve totally done okay! Because we started saving at 38, and aggressively, we are sitting on an island off the coast of Honduras called Roatan. We’ve got a small house and a sustainable organic garden. A catch water system and 100% solar power. Our carbon footprint doesn’t exist and we get to swim in a warm ocean every day. We’ve also kick-started a small school on the island in order to give back to the community.

FINALLY, there are flying cars. But we don’t have one. Instead, we have a flying bicycle! We love it! It’s fire engine red.

All in all, we made the right decision to not shy away from being proactive. So well done us!

Cheers from your best self,

The Sylvia formerly known as Debt Girl