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Read Ubiquity’s 3 Steps to Building Financial Security in an Economic Downturn

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Within the last few weeks, the world has been forced to confront the reality of a global spread of the coronavirus (COVID-19).

Here at Ubiquity Retirement + Savings, our hearts go out to all those who have been affected. We are committed to supporting our small business community through uninterrupted service while doing our part to reduce transmission of the virus.

Coronavirus, the market, and your retirement savings

As you likely know, fears of the coronavirus spreading worldwide are affecting the U.S. and international markets. It’s understandable for retirement savers to be concerned with fluctuations in their 401(k) account.

We don’t know how the virus will ultimately affect the economy, but it will likely be based on the illness’ containment and duration.

It is important to put into perspective that this is not our first downturn. If we look back over history, volatility in the market has been very common, and major events like this tend to have greater short-term impacts rather than long-term ones.

Market volatility + your finances

In general, experts indicate that when the market fluctuates it shouldn’t change your overall investment strategy.

Retirement saving is for the long term and market downturns are not a reason to panic or cancel a plan.

If you’re concerned about your investments, consider reviewing them with a financial professional.

Helping our small business communities

Small businesses are the heartbeats of our communities–and are also most likely to be affected by growing national shutdowns. As a small business ourselves, we’re in this together, and know first-hand how serious a risk the current economic disruption poses.

Ubiquity ensures you have a variety of channels to help you continue to manage your small business retirement needs. You can access our resources in the way that makes the most sense for you: online at myubiquity.com, by email to our support teams, or by calling us at 855.401.4357.

The recently passed Coronavirus Aid, Relief, and Economic Security Act (CARES Act) has provisions specifically to help small businesses financially through the ongoing global health crisis. We broke down some of the key components of the federal aid package, along with how to apply for disaster relief loans from the Small Business Administration.

Read our Small Business Owners Guide to the CARES Act here.

From loss of clients to remote work, things are changing fast during the COVID-19 pandemic and businesses are being forced to adapt. The U.S. Chamber of Commerce has put together a collection of up-to-date resources for small business owners to help you navigate this challenging time.

View the Coronavirus Small Business Guide here.

How is COVID-19 affecting Ubiquity?

As Ubiquity closely monitors ongoing developments, we are following safety guidelines from the CDC to create a healthy physical environment for the safety of our employees while continuing to support our clients through these unstable times.

Over the last 20 years, Ubiquity Retirement + Savings has built our culture around freedom with accountability. Our workforce is a collective of people who do their day-to-day work all over the country. Some work remotely 100%, some split their time working from home and at our headquarters in San Francisco. As COVID-19 has progressed, our teams have been easily able to transition into a fully remote workforce to protect and prioritize the safety of our communities.

So, despite disruptions in daily life, our service teams are operating as usual and we’re confident in our ability to be here for our clients, partners, and savers, no matter what.

Ubiquity is committed to helping you stay invested in a brighter future. Saving for retirement is a long, sometimes bumpy road and we’ll be with you every step of the way.

Please be safe and stay healthy.

The Team at Ubiquity Retirement + Savings

© 2020 Ubiquity Retirement + Savings
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44 Montgomery Street, Suite 3060
San Francisco, CA 94104
Support: 855.401.4357

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© 2020 Ubiquity Retirement + Savings
Privacy Policy
44 Montgomery Street, Suite 3060
San Francisco, CA 94104
Support: 855.401.4357

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