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Amanda’s Feed



Amanda wants to live in a world where retirement security is no longer a dream. When she’s not nerding out on social media, you can find her exploring life through her motto, “live life like a curious child with a meticulous attention to details.” Her retirement goals are to travel and own a French vineyard. Happy saving #SaverNation


October 12, 2015 at 8:42 am
Personal Finance


This week’s Amanda’s Feed sheds some light on why, despite all the obstacles you may face on the path to retirement, saving is essential – no matter what stage of life you’re in!

As always, feel free to tweet me @ubiquitysavings with any comments, questions or ideas for the next installment of Amanda’s Feed!

1You’ll Take Care of Me When I’m Old…Right?

Would you be willing to take care of your parents if they could not support themselves? While three-quarters of Americans answered yes, being an unpaid caregiver is becoming the reality for millions of young adults as healthcare costs and insufficient retirement savings leave their parents financially dependent. We all want to take care of the people we love, but caregiver costs can have damaging implications on budgets and overall financial well-being. According to this article, a third of financial supporters have delayed saving for retirement, while many others have dipped into their savings or added to their debt. So, how do you plan for your future while meeting the demands of your present?

2. Good Luck, Women — Your Path to Financial Success is Steeper

We know that saving for retirement can be a struggle for everyone. However, according to this article that first appeared in The Motley Fool, it’s even harder for women. Women are living longer, usually outliving their spouses, paying more for health care and still earning less than men! But don’t let the numbers get you down, women – there are powerful tools at your disposal to obtain the financial security you deserve!

3401(k) Viewed as Essential Benefit

Did you know that most people would rather have their 401(k) balance grow by 15 percent this year than lose 15 pounds? Every company should respect its employees by offering retirement benefits, and this Employee Benefit Adviser article reveals that a majority of workers are now demanding that respect. We’re very excited to see that employees are recognizing the importance of contributing to a 401(k) plan and are starting to proactively seek ways to maximize the potential of this benefit.

4. 6 Excuses Everyone Uses Not to Save Money

“Excuse” should not be in your vocabulary, especially when it comes to saving for the Future You! Maybe that triple mocha swirl latte every day doesn’t seem like a big deal now when retirement feels so far away, but over time, it’s hurting your future. It’s easy to think you’re saving enough when your bank account is constantly replenished with your next paycheck, but what happens when you want to retire and cease living from paycheck to paycheck – but realize you still don’t have enough saved to retire? Take a lesson from this Buzzfeed post by SaverNation and don’t let these excuses stand in the way of your retirement dreams!