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Amanda’s Feed: There is No “Right” Way to Plan for Retirement



Amanda wants to live in a world where retirement security is no longer a dream. When she’s not nerding out on social media, you can find her exploring life through her motto, “live life like a curious child with a meticulous attention to details.” Her retirement goals are to travel and own a French vineyard. Happy saving #SaverNation


October 23, 2015 at 12:47 pm
Personal Finance


In this installment of Amanda’s Feed, we explore how there is no “right” way to plan for retirement ­— though there are certainly steps you can take to make it easier. It’s important to remember that the right path for the Future You is unique to each person.

Tweet  @ubiquitysavings with any comments, questions or suggestions on what you want to be featured next time. Happy Saving, Saver Nation!


1. Goodbye Early Retirement, Hello Early Unretirement

We don’t all fall into the “traditional” image of retirement — work until 65, move to Florida and play golf — which is why I chose this Forbes article. It places the spotlight on people who proactively took steps to “unretire” by leaving their full-time jobs earlier than retirement age and living a more flexible lifestyle, which could mean volunteering, traveling or simply not relying on a paycheck. If you combine the right planning, smart savings strategies and a mixture of earned income, you might be able to unretire as well. Bye, bye waiting until 65!

2. That Viral Essay is so Jaw-Droppingly Wrong About Saving in Your 20s

In response to a recent story published by Elite Daily that ill-advised young adults to spend their money in lieu of saving, Slate fires back in a way that made all financial responsibility advocates, including me, smile. Suggesting that “investing” in networking while not saving will be made up with an extremely unattainable salary, is simply untrue. While I understand the importance of networking (it’s how I landed my first job), in today’s society it should never override the Future You. Remember, with a proper budget you can have fun, network and save.

3. Will Uber and Lyft Make Our Parents’ Lives Easier?

We all want to make sure our parents and grandparents are taken care of as they get older. One way is accessible transportation that is affordable and uses simple technology. This NextAvenue article raises a serious concern: Isolation is a severe problem people, especially retirees, face as they age and aren’t as independent. Could the rise of ride-sharing apps and convenient transportation technology become the solution?

4. Simply Wall Street

If you are a visual learner like me, or are just bored with financial spreadsheets, then do I have the app for you! Simply Wall Street does the work for you by evaluating market performance, and presenting all the information in a fun, easy-to-read snowflake (infographics). Whether you’re looking to find new investments or want to check on your portfolio performance, this free app provides a one-stop shop for easy decision-making.