Retirement Login HSA Login

Not sure?   Contact Us

Andrew Answers – Can I Take A Loan Out Of My 401(k)?



After five years of experience leading a TPA call center in North Carolina, Andrew decided to move west to explore parts unknown and follow his passion of helping others. Walking through the doors of Ubiquity Retirement + Savings, formerly The Online 401(k) for the first time, he knew he’d found something special. Continuing to delight clients and partners alike and 10 years later, Andrew has been able to develop new teams, co-found a non-profit of strategic alliances, co-produce a hard-hitting documentary about the looming retirement crisis, and still had time to spread the savings gospel far and wide. Using social media and actual media alike (Wall Street Journal, Fox Business, PlanSponsor, and more), you’ll find no one who likes talking retirement more than this guy!


November 20, 2013 at 9:43 am
Personal Finance


This week’s question comes from Casey who asks whether you need a spouse’s consent before getting a loan from your 401(k). While we always stress that it’s important to keep that money there for retirement, sometimes unforeseen expenses arise where you need to borrow or loan money to yourself. Here, we answer Casey’s question and give some other great tips on the deal with taking a loan from your 401(k)!