For many folks, having a financial advisor is a luxury more than a necessity. Many are trying to get out of debt, regretting not saving enough and trying to save what little they can going forward. These are regular people who think they barely have enough to warrant putting in a retirement savings account rather than hiring a professional manager. Maybe they’re thinking about it in the wrong way. Help and advice is closer than you think.
Motley Fool posed one basic solution: look to your elders.
Your grandparents/friends/acquaintances have been there, done that, and seen it all. If hindsight truly is 20/20, their experience could be invaluable and provide you with the inspiration you need to get your future on track!