Ubiquity Blog

401(k) Resources, News and Trends

Navigating your retirement account during market volatility
5 Oct 2022

Should I Stop Contributing to My 401(k)

The news headlines may have you feeling financially defensive. It’s natural to feel nervous about…

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28 Sep 2022

Safe Harbor 401(k) Plans: Q & A 

Small businesses have a myriad of retirement plan options. One is a Safe Harbor 401(k)…

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26 Sep 2022

A Business Owner’s Guide to the IL Secure Choice Program 

55 million American workers—more than 40% of full-time, private-sector employees—don’t have access to a workplace…

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16 Sep 2022

How New Comparability 401(k) Plans Benefit Small Business Owners 

New comparability 401(k) plans are set up so that employers can create customized retirement plan…

Photo of man's hand giving the thumb's up. Yellow streaks like fireworks are drawn in around his hand and the words Thank You!!! are written in blue.
16 Sep 2022

Why Advisors Always Thank Me This Time of Year

Guest post by Jason Gross, National Sales & Development Director  One of my financial advisor…

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29 Aug 2022

How to Stay Compliant for 401(k) Nondiscrimination Testing

The end of the year means a lot of things for small business owners: closing…

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25 Aug 2022

What to Do if You Miss the CalSavers Deadline 

The June 30, 2022, CalSavers enrollment deadline has passed. California businesses that have at least…

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9 Aug 2022

Small Business Owner’s Guide to SECURE ACT Tax Credits

If you’ve held off on providing a 401(k) plan to your employees in the past…

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5 Aug 2022

Safe Harbor 401(k) Tax Credits 

The most highly valued benefit of Safe Harbor 401k plans is that small business owners…

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21 Jun 2022

How California Employers Can Meaningfully Increase Retirement Savings

A comparison of state-managed IRA plans and a private 401(k) retirement plan. On July 1,…

California State Capitol building
21 Jun 2022

4 Things to Know About the Upcoming CalSavers Deadline

In an effort to ensure that small California businesses are able to help their employees…

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© 2024 Ubiquity Retirement + Savings
44 Montgomery Street, Suite 300
San Francisco, CA 94104