Why Working with Ubiquity Makes Sense for Your Small Business 401(k) Needs
Expertise. Low, flat fees1. Top-ranked customer service2 that has your back. As a small business owner, you know what you need when it comes to providing your employees with a competitive benefits package. But did you know that Ubiquity is the leading 401(k) provider for small businesses?
We’re experts in small business 401(k) plan administration.
We’ve been providing retirement plan services for over 23 years – in fact, we pioneered small business 401(k) services – and have helped over 10,000 small businesses set up and manage their 401(k) plans. We understand the ins and outs of 401(k) plan administration better than anyone, and we can help your small business navigate any complexities that may arise.
Our team of experts can support your business in the areas of 401(k) plan design, compliance, and recordkeeping. We can also help your employees with education and an assortment of self-directed tools to help them better understand their finances and their retirement situation.
Bonus: With Ubiquity handling the day-to-day of your 401(k) plan, you can focus on running your business.
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We offer low costs and transparent pricing.
Another advantage of working with us is our low, flat fees1. We strongly believe that every small business should have access to affordable retirement plan services, which is why we offer a transparent flat-fee pricing model. This means that you won’t be charged based on the amount of money in the account, which can result in growing fees.
Our pricing includes all plan administration fees and recordkeeping fees. That means no hidden fees or charges so you can budget for your retirement plan expenses with confidence.
Easy plan setup and management.
Setting up and managing a 401(k) plan can be a daunting task for small business owners–so we’re here to help. Our online platform allows you to set up your plan without stress or confusion (plus our team is here to help every step of the way).
Once your plan is set up, we make it easy to administer and maintain. The primary responsibilities of the business owner are are ensuring that plan contributions are deposited and that plan participants receive the notices.
You can view participant balances, contribution history, and investment performance in real-time. You can also make changes to your plan, such as adding or removing employees or changing contribution amounts with just a few clicks.
Plenty of investment options.
Unlike our competitors, we do not have a vested interest in the investment choices available in your Ubiquity 401(k). You or your financial advisor can craft an investment lineup from over 30,000 mutual funds and ETFs, or you can select one of our turnkey portfolios and start saving right away.
Exceptional customer service.
Not to toot our own horns, but our customer service team is top-notch. (Just ask Google Reviews, where we’re ranked #1.)2 We understand that small business owners have unique needs and challenges, which is why we provide personalized service and support.
Our team of experts is available to answer any questions you may have about your plan and to assist with any issues that may arise.
We also provide educational resources to help your employees understand their retirement plan and make informed investment decisions. This includes online resources (like this blog), one-on-one service conversations, and webinars.
Setting up a 401(k) can be complicated. Only Ubiquity gives small business owners access to 401(k) experts in addition to industry-leading, low, flat fees. Each sales expert has over a decade of experience assisting business owners in 401(k) plan design. Take advantage of this free benefit.
We’ve got experts available by phone, chat, or email. Reach out now.
1 Flat fees are charged by Decimal, Inc. for recordkeeping and administrative services. Third-party service providers may assess asset-based fees to customers. Plan Sponsors are advised to review all service agreements with providers (e.g., investment advisors, custodians, broker-dealers) to evaluate total plan costs.
2 An evaluation has been conducted by Decimal, Inc. through its research of independent customer reviews on Google, Trustpilot, and the Better Business Bureau as reported by unaffiliated contributors on or before September 30, 2022, with a revaluation date on January 12, 2023, resulting in a better evaluation, for four similar small-business 401(k) providers in the marketplace.
3 Google ratings are based on client reviews of Ubiquity Retirement + Savings products and services. Details on the methodology Google employs to calculate ratings can be found here. Rates currently displayed are as of January 12, 2023 and are based on reviews from 2014 through 2023.
Ubiquity is not a registered investment advisor and no portion of the material herein should be construed as legal or tax advice. Please consult with your financial planner, attorney and/or tax advisor for advice.