Custom Index Portfolios
While most advisory services take a percentage of your assets, at Ubiquity we don’t think you should be punished for saving for the future.
That’s why with CensiblyYours® Custom Index Portfolios, you’ll get 3(38) investment advisory services for a low-cost flat fee per participant. By keeping fees flat, you get to keep more of the money you save.
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53% of employees today report being stressed financially, and the added stress can cost employers $94-$198 per employee annually.
With CensiblyYours® Custom Index Portfolios, you can provide your employees with advice, education, and guidance to help them better manage and invest in their financial health, while also giving your business the coverage it needs to meet your fiduciary responsibilities. All at a low-cost, flat fee that costs you less.
Adding a 3(38) investment fiduciary to your plan is an easy and effective way to safeguard your plan against legal liability. Unfortunately, most advisory services charge you based on a percentage of your assets. At Ubiquity, we don’t think you should be punished for saving for the future. That’s why with Ubiquity’s CensiblyYours® Wellness Tools, you’ll get 3(38) investment advisory services for a low-cost flat fee per participant. Leverage the power of CY Custom Index Portfolios (powered by Kaye Capital Management), to provide small business employees with flexible, easy to understand investment strategies designed to help grow their retirement savings responsibly for a more secure financial future.
With the CensiblyYours® investment portfolios, our partner, Kaye Capital Management, acts as your formal 3(38) Investment Manager as defined by federal guidelines.
They take on the responsibility and pay for fiduciary insurance coverage when it comes to your investments, while ensuring your plan meets federal 401(k) requirements. Kaye Capital Management will:
When you choose CensiblyYours® Custom Index Portfolios, you get the peace of mind that comes from working with the original low-cost, flat-fee small business retirement plan provider.
We’ve helped hundreds of thousands of people save more than $2 billion for their retirement. And we always charge flat fees—never a percentage of assets—which can save your employees millions over the lifetime of their accounts.
Let Ubiquity deliver flexible, low-cost retirement savings options to your employees. We take on the complexity and legal liability—so you can focus on growing your business.