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Forget to Regret



After five years of experience leading a TPA call center in North Carolina, Andrew decided to move west to explore parts unknown and follow his passion of helping others. Walking through the doors of Ubiquity Retirement + Savings, formerly The Online 401(k) for the first time, he knew he’d found something special. Continuing to delight clients and partners alike and 10 years later, Andrew has been able to develop new teams, co-found a non-profit of strategic alliances, co-produce a hard-hitting documentary about the looming retirement crisis, and still had time to spread the savings gospel far and wide. Using social media and actual media alike (Wall Street Journal, Fox Business, PlanSponsor, and more), you’ll find no one who likes talking retirement more than this guy!


August 2, 2012 at 12:10 pm
Personal Finance



Worrying is so easy to do. We can conceivably worry about anything: your job, relationship, family, friends, money, diet, exercise, etc. In so many cases, we worry because we feel powerless to do anything to stop it.

But what’s worse than worrying? Regret.

A recent study revealed we spend a whole 45 minutes a week dwelling on regrets. While I think this may be a little low, the top reasons for these regrets are completely plausible. Check this out:

10. Getting married too early

9. Not taking enough photographs earlier in life

8. Not appreciating someone before they died

7. Not taking care of your body when you were younger

6. Not keeping in touch with people

5. Taking up smoking

4. Not doing enough traveling

3. Not exercising enough

2. Not having worked harder in school

1. Not having saved more money

Obviously, that #1 item hit me. Unless you’re an unfeeling human or the true alpha, we’re not perfect. Some would even argue we’re in a constant search to better ourselves.

If you’re looking to help increase awareness to personal savings in your plan or thinking of starting a new one, imagine the time you’ll get back. If you mostly regret not saving enough, it’s never too late to start and check that regret off your list. Then you can start thinking about where you want to retire…