Speak To a 401(k) Expert Today. Your Future Self Will Thank You.

Schedule your free consultation below or call us: 855.401.7253 Monday – Friday, 7 am – 5 pm PT

Our consultants have an average of 10 years experience and can help you navigate the 401(k) landscape – no obligation. Our team is here when you’re ready to get started on your 401(k). Schedule a time that works for you.

Benefits of small business 401(k)

With the right 401(k) solution, both the business and its employees enjoy substantial business benefits, including:

Competitive retirement benefits to attract and retain employees
Efficient process for managing employee contributions through payroll deduction
Fewer employees working past their desired retirement date, which can impact morale and business costs
Tax deduction for plan expenses paid by the business owner
Tax credit for plan start-up costs

Small business owners along with their employees, can benefit personally from saving in a 401(k) plan, including:

Efficient, disciplined savings through automatic payroll deductions
Higher contribution amounts than permitted in SEP or SIMPLE IRA plans
Reduced taxable income through pre-tax salary contributions
Control over when taxes are paid on retirement assets (pre-tax versus post-tax Roth contributions)
Tax credits for some employees
Access to a broad range of investment options
Tax-deferred growth on investments while in the 401(k) plan
Option to take a loan from retirement savings
Ability to move assets to other retirement arrangements if changing jobs or retiring

At Ubiquity Retirement + Savings, we are dedicated to making sure your 401(k) plan is tailored to meet your retirement goals.

Our mission is to empower small businesses and their employees to create a more secure financial future and peace of mind, by leveraging technology with affordable and effective retirement solutions, and world-class customer support.

Ubiquity has helped 100,000+ savers contribute over $3 billion towards their retirement since 1999. We help our small business clients take advantage of plan provisions and options like Safe Harbor, 401(k) match, Roth and pretax contributions, and automatic enrollment for their employees.

Hear from Ubiquity’s valued clients:

“I have never.....I mean NEVER worked with a better customer service crew before and my background is customer service! They are all fantastic. Love, Love, Love Catherine, Doug, and the rest of the crew!”

- Sharon H.

More than a decade of awards and recognition:

2020 Wealthies Circle Award finalist
Awarded INC 5000 fastest-growing private companies in America for 11 years in a row
SF Business Times’ 100 Fastest-Growing Bay Area Private Companies
Fortune Inner City 100, a list of the fastest-growing inner city businesses in the U.S.
San Francisco Business Times Top 50 FinTech companies
Certified as a Freedom-Centered Workplace and has made the WorldBlu List of Most Freedom-Centered Workplaces
PLANSPONSOR Ranking: 51

Service Organization Control (SOC) Compliant

Ubiquity Retirement + Savings is proud to announce that we have completed the requirements for a Service Organization Control (SOC) 1, type 2 Audit and Service Organization Control (SOC) 2, type 1 Audit covering our Paradigm Recordkeeping System as well as Ubiquity’s internal controls.

The SOC 1 standard covers internal controls relevant to financial reporting at service organizations. The SOC 2 standard covers internal controls relevant to security, processing integrity, along with confidentiality and privacy of the information processed by the service organization’s systems. Ubiquity’s continued investment in our audit and reporting demonstrates our year over year commitment to ensuring complete and accurate financial accounting, security, and information technology controls over our proprietary Paradigm Recordkeeping platform.

Armanino is the largest California-based CPA and consulting firm and one of the top ten fastest-growing large accounting firms in the nation.

© 2023 Ubiquity Retirement + Savings
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44 Montgomery Street, Suite 300
San Francisco, CA 94104

© 2023 Ubiquity Retirement + Savings
Privacy Policy
44 Montgomery Street, Suite 300
San Francisco, CA 94104