Secure 2.0 Will Save You Thousands

¹ An evaluation has been conducted by Decimal, Inc. through its research of independent customer reviews on Google, Trustpilot, and the Better Business Bureau as reported by unaffiliated contributors on or before September 30, 2022, with a revaluation date on January 12, 2023, resulting in an updated evaluation, for four similar small-business 401(k) providers in the marketplace.

²Calculations based on the following scenario: Jennifer and Joshua each have 401(k)s with a value of $50,000. Jennifer’s plan is with Ubiquity Retirement + Savings and her fees are flat $6/month. Joshua’s plan is with another 401(k) provider and his annual employee pricing fee is 0.5%.
Assuming they don’t contribute another penny to the account, and it grows an average of 10% every year, at the end of 30 years Jennifer’s account is worth $862,156, with fees of $1,800 with her Ubiquity 401(k). Joshua’s account is only worth $751,364, with fees of $38,831. Ubiquity’s flat fees could potentially help you end up with $110,792 more over 30 years vs. a competitor’s plan that charges percentage-based fees.