Secure 2.0 Will Save You Thousands

  • 3-year tax credit to offset 401(k) setup
  • Employer tax credit to assist with auto-enrollment
  • 401(k) match tax credit
  • Savers tax credit for those meeting certain income requirements
  • And so much more!
Your New 401(k) Could be Fully Reimbursed

See Your Secure Act 2.0 Savings Now

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Biggest Wins from Secure 2.0 for Small Business

1. Up to $15,000 tax credit to offset setup and administrative fees for 3 years.

This provides you a credit of $250 per employee1 (not to exceed $5,000 per year or $15,000 over 3 years).

2. Up to $1,500 automatic enrollment credit for 3 years.

Since SECURE Act 2.0 now requires auto-enrollment, the government will provide you with a tax credit worth up to $500 per year (up to $1,500 over 3 years) to employers whose plans have automatic enrollment.

3. Up to $1,000 Employer match credit in 2023.

This will be granted to any employer matching contributions to an employee’s 401(k), up to $1,000 of credit per employee in 2023.

4. A saver's tax credit

for lower-income employees to encourage them to save in a retirement plan by allowing them to receive a tax credit even if they owe no income taxes that year.

Learn about all the benefits to your small business with Secure 2.0

Schedule a Free Consultation

Ubiquity is the #1 Ranked 401(k) Provider¹—
Highest Customer Satisfaction in the Industry

Provider

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Ubiquity BBB Business Review

Ubiquity

4.3/51

4.6/5

4.5/5

1 An evaluation has been conducted by Decimal, Inc. through its research of independent customer reviews on Google, Trustpilot, and the Better Business Bureau as reported by unaffiliated contributors on or before September 30, 2022, with a revaluation date on January 12, 2023, resulting in an updated evaluation, for four similar small-business 401(k) providers in the marketplace.

2Calculations based on the following scenario: Jennifer and Joshua each have 401(k)s with a value of $50,000. Jennifer’s plan is with Ubiquity Retirement + Savings and her fees are flat $6/month. Joshua’s plan is with another 401(k) provider and his annual employee pricing fee is 0.5%.
Assuming they don’t contribute another penny to the account, and it grows an average of 10% every year, at the end of 30 years Jennifer’s account is worth $862,156, with fees of $1,800 with her Ubiquity 401(k). Joshua’s account is only worth $751,364, with fees of $38,831. Ubiquity’s flat fees could potentially help you end up with $110,792 more over 30 years vs. a competitor’s plan that charges percentage-based fees.

 

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Talk to Sales
Schedule a Free Consultation

Contact Support
Visit our Help Center
support@myubiquity.com
Monday–Friday
6am–5pm PT / 9am–8pm ET

© 2024 Ubiquity Retirement + Savings
44 Montgomery Street, Suite 300
San Francisco, CA 94104