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What is a Traditional IRA?

IRA stands for Individual Retirement Account, and it’s basically a savings account with tax breaks for those who qualify, making it an ideal method to put away money for your retirement. There are certain IRS requirements about whether your contributions are tax-deductible or not, and the restrictions are based on certain criteria. There are limits on how much you can contribute each year and penalties if you take your money out before the designated retirement ages.

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