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Regarding Eligibility and Elective Deferrals

Elective Deferrals: Elective deferrals up to 100% of compensation (“earned income” in the case of a self-employed individual) up to the annual contribution limit – [contribution_total_employee() ] in 2015 and 2016, or [contribution_total_50_or_older() ] in 2015 and 2016 if age 50 or older. Contribution limits for self-employed individuals: You must make a special computation to…

What happens if I hire one or several full-time employees?

Prior to hiring any full-time employees, contact us at singlek@myubiquity.com or 855.401.4357, Option 3 to find out how we can assist you with additional retirement plan services that will accommodate your company’s growth. This plan can be designed with potential growth in mind. You can also get familiar with our other retirement plan options for…

Can a business partner who is not related to me take advantage of a Single(k)?

Business partners are eligible to participate in Single(k). Single(k) can only accommodate two participants (either an owner with a spouse/family member or two owners/partners).

Can a spouse or a family member who works with me participate in a Single(k)?

Yes. As long as your spouse or family member is on the payroll or receives income from the business, that person may participate in your Single(k) plan. Single(k) can only accommodate two participants (either an owner with a spouse/family member or two owners/partners).

Can I sign up for a Single(k) if my business has employees?

You can sign up for a Single(k) plan only if all of your employees are part-time (i.e., they work fewer than 1,000 hours per year). If you have full-time employees, contact us at hello@myubiquity.com or 855.401.7253 to explore our other 401(k) plan options that might be right for you.