Simplify your 401(k) plan selection with tailored options for small businesses and solo entrepreneurs alike.

Get the Right Plan for Your Business

Answer a few simple questions to find the optimal plan for you and your small business.

Group 401(k) Plans for Small Businesses

Be confident in your choice of group 401(k) plan as each is meticulously crafted to address the needs of a small business owner. Our three distinct group plans not only offer a spectrum of features but also provide the reassurance and fulfillment that come from making the right choice. Whether you’re nurturing a budding startup or steering an established enterprise with up to 100 employees, we have prepackaged or customizable plans that will work for you.

Profit Sharing 401k plan Ubiquity

Saver(k)®

Our most affordable plan features expert-picked plan provisions that enable you to establish your plan quickly without compromising value.

Plans start as low as $97/month.

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Custom(k)®

Our most popular plan. This highly customizable solution offers flexibility and support designed to meet your small business’ needs.

Plans start as low as $177/month.

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Reserve(k)®

Our ultimate retirement plan offers robust customization and valuable add-ons.

Plans start as low as $257/month.

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Got Questions? Speak with a Retirement Specialist.

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Features
Saver(k)®
Custom(k)®
Reserve(k)®

Pre-tax contributions

Included

Included

Included

Roth (post-tax) contributions

Included

Optional

Optional

Employees can save immediately

Included

Included

Included

Employer Safe Harbor matching contribution

Optional

Optional

Optional

New Comparability profit-sharing contribution

Optional

Optional

Optional

Automatic enrollment for eligible employees

Included

Optional

Optional

Investment management and guidance with CensiblyYours® Index Portfolios

Optional

Optional

Optional

Support for employers and employees via chat, email and phone

Included

Included

Included

No Ubiquity asset-based management fees based on savings balance

Included

Included

Included

Participants may take loans

Included

Optional

Optional

Flexible eligibility requirements

Optional

Optional

Vesting schedule for employer contributions

Optional

Optional

Up to three plan amendments annually free of charge

Included

ERISA fidelity bond coverage for up to $1 million in assets

Included

Use Our Secure 2.0 Calculator to See Your Potential Tax Credits

Calculate Savings

Solo(k) Plans for the Self-Employed Business Owner

Confidently venture into retirement planning relying on Ubiquity’s specialized solo(k) plans tailored for sole proprietors. These meticulously crafted plans address the distinct needs of individual business owners, offering features that provide peace of mind. Whether you’re piloting a fresh venture or have an established personal enterprise, select a plan that meets your business and personal needs.

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Single(k)®

For businesses that have no other full-time employees besides the owner and their spouse or business partner (up to 2 individuals total).

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Single(k) Plus®

For businesses with no full-time employees besides the business owner, business partner, and spouse(s) of owner and partner (maximum of 4 people) who prefer a recordkept 401(k) plan and the choice of pre-selected or customizable investment options.

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IncludedIncludedOptionalOptional
Feature
Single(k)®
Single(k) Plus®

Available to purchase online

Included

Included

Pre-selected investment options including Vanguard Admiral Class Funds and Target Date Funds

Optional

View your balance, investments, and contribution deposits via your Ubiquity portal

Included

Choose your own investments at a brokerage/custodian of your choice (separate login)

Included

Recordkeeping by Ubiquity

Included

Mega Backdoor Roth provision

Optional

Ubiquity is the #1 Ranked 401(k) Provider

Highest Customer Satisfaction in the Industry1

Provider

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Ubiquity BBB Business Review

Ubiquity

4.3/5*

4.6/5

4.5/5

Speak with a Retirement Plan Consultant Today

Let our industry experts help you select, design, and optimize the right 401(k) plan for you and your small business.


1 Please refer to Important Information for details.

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© 2024 Ubiquity Retirement + Savings
44 Montgomery Street, Suite 300
San Francisco, CA 94104

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Talk to Sales
Schedule a Free Consultation

Contact Support
Visit our Help Center
support@myubiquity.com
Monday–Friday
6am–5pm PT / 9am–8pm ET

© 2024 Ubiquity Retirement + Savings
44 Montgomery Street, Suite 300
San Francisco, CA 94104