Starter(k)

What’s better than saving for retirement? Saving for retirement without even thinking about it with a payroll deduction IRA.

Starter(k)^® brings all the benefits of an Individual Retirement Account (IRA) directly to your business. Automatic payroll deductions build your retirement savings with little impact to your paycheck. It’s more money for the future, and you’ll hardly notice it’s gone.

Even better, if you have a 401(k) plan in place, you can add Starter(k) for even greater opportunities to save at work while gaining additional tax savings.

Take a look at these features:

For your employees:

Maximum contribution limits

Starter(k) gets you started with a maximum savings of up to $6,500 per year (or $7,500 for those age 50 or older) for 2023. You can also piggyback your Traditional or Roth IRA onto your 401(k) for even greater contribution and you may be entitled to additional tax savings!¹

No-brainer investments

Investment options for Starter(k) are carefully selected and monitored by a third-party investment expert. That means you don’t have to dig through thousands of fund choices — all the painstaking work is done for you.

Expert support when you need us. Ubiquity provides a comprehensive range of support services for employers and employees.

We’re here for you. Have questions?

For your business

Built for your budget

Easy online setup and maintenance

The beauty of Starter(k) is we handle the details, so you don’t have to.