Flying solo isn’t for the faint of heart. As a freelancer or entrepreneur, it’s hard to imagine being able to save for retirement like an employee at a big company.
Well, with Ubiquity’s Single(k) plan, you won’t need to imagine any longer. With our solo 401k plan, you can get maximum tax benefits while also saving for your future! See what we have to offer below
“I have had a major emergency due to Hurricane Harvey …Ubiquity is super. Kept me calm, worked with me through all the options, and following up with excellent service.”
Want to know the features that will help solidify your future? Check out what our Single 401k plan has to offer you for the low cost of $215/year:
Ubiquity has helped over 100,000 savers contribute over $2 billion towards their 401k retirement plans since 1999. Our retirement consultants have an average of 10 years’ experience and can provide personalized retirement plan coaching over the phone from our U.S.-based offices.
As one of the first flat-fee providers for small business 401k, each plan has a dedicated implementation manager and support team.
We have a low-cost commitment due to our flat-rates and, unlike many providers, no AUM (Asset Under Management) fees.
When you are ready to start saving with a Single(k) plan, you can set up your plan almost entirely online, in about 15 minutes.
Unlike big-business 401k plans, you do not have to worry about plan testing, to qualify employees, or filling out mountains of paperwork. Just answer a few straightforward questions, and you are ready to go.
Once the plan is set up, you can manage your investments through Charles Schwab & Co., Inc., or any other brokerage or custodian you choose. You can run online statements and reports at any time. If you need help submitting annual tax forms, we offer an optional service to assist with that too.
The Single(k) plan combines the benefits of employee contributions with the flexibility of a profit-sharing plan. This means you could save up to $19,000 in employee contributions, an additional $6,000 ‘catch-up’ provision per year if you are age 50 or older, and the option of contributing up to an additional $37,000 in profit-sharing contributions. That’s a total savings potential of $56,000 this year!
Take fifteen minutes and have a firmer grasp of your future.
“I feel 100% secure in all things related to retirement…”