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Traditional vs. Roth IRAs: Which is Right for You?



After five years of experience leading a TPA call center in North Carolina, Andrew decided to move west to explore parts unknown and follow his passion of helping others. Walking through the doors of Ubiquity Retirement + Savings, formerly The Online 401(k) for the first time, he knew he’d found something special. Continuing to delight clients and partners alike and 10 years later, Andrew has been able to develop new teams, co-found a non-profit of strategic alliances, co-produce a hard-hitting documentary about the looming retirement crisis, and still had time to spread the savings gospel far and wide. Using social media and actual media alike (Wall Street Journal, Fox Business, PlanSponsor, and more), you’ll find no one who likes talking retirement more than this guy!


April 5, 2016 at 8:00 am
Personal Finance


In pursuit of your retirement dreams, you might decide to incorporate an IRA into your personal savings strategy. Within the world of IRAs, there are several different models to choose from, and making a decision can be overwhelming if you don’t know what to look for.

That’s why we created a visual breakdown of the major differences between two popular IRAs: Traditional IRAs and Roth IRAs. The following infographic dives into the most important considerations when choosing each type of plan such as tax benefits, fees and withdrawal penalties. Determining which type of plan is best for you may depend on your age, savings accumulation, etc., but as we always say here at Ubiquity, the most important thing is that you’re saving in the first place!

Interested in learning more about IRA options, benefits and maintenance? If so, tweet your questions/comments to us @coolest401kguy or @ubiquitysavings!