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2

Which industry segment best describes your company?

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3

How many employees do you have?

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4

Does @[Company] have an existing retirement plan?

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5

Who is your current 401(k) provider?

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What type of plan does @[Company] have?

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Describe what type of retirement plan do you have?

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Switching your retirement plan is simpler than it sounds. One of our retirement experts will reach out shortly to review your current setup, answer questions, and walk you through next steps.

In the meantime, you can explore our retirement plans and pricing.

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Sorry, this 401(k) plan is for qualified healthcare companies only.

To get a customized plan recommendation for @[Company], one of our retirement experts will contact you to schedule a consultation.

In the meantime, you can explore our retirement plans and pricing.

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Sorry, this 401(k) plan is for healthcare companies with two or more employees.

To get a customized plan recommendation for @[Company], one of our retirement experts will contact you to schedule a consultation.

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Your Plan Recommendation

Success, you're pre-qualified for our Custom(k) plan!

Chosen by 2 out of 3 healthcare practices on Ubiquity

Your Plan Cost
$@[Price]
per month*
Based on @[Employees] eligible employees
Schedule a Consultation
Employer Administrative Fees
Type of Fee
Frequency
Amount
Setup Fee
One-time
$495
Administration Fee
Monthly
$@[Price]
Participant Fees
Type of Fee
Frequency
Amount
Participant Fee*
Monthly
$6
* Can be paid by employer or passed to participants.
Most popular
Custom(k)
Plan Overview
Why this plan?
Built for healthcare practices who want a strong retirement plan without the administrative burden. This plan combines a meaningful Safe Harbor match with the flexibility for owners to maximize their own contributions through profit sharing.
Defining Features
  • Flat fee pricing keeps costs predictable as plan assets grow
  • QACA 4% Safe Harbor match helps reduce annual testing requirements
  • Discretionary profit sharing supports higher owner contributions
  • SECURE 2.0 compliant with auto enrollment provisions built in
Eligibility
Minimum age
None
Service requirement
1 year (12 mo / 1,000 hrs)
Plan entry
Immediate
Contributions
Safe Harbor formula
QACA 3.5% Enhanced match, per pay period
Profit sharing
Pro-rata (discretionary)
Discretionary match
Yes (document standard)
Auto-enrollment
3% deferral with annual escalation to 10%
Auto-escalation
1% per year, capped at 10%
Roth contributions
Available
Vesting & Access
Profit sharing vesting
Immediate
QACA Safe Harbor vesting
Immediate
Loans
Yes
Hardship withdrawals
No
Brokerage accounts
No
Administration
Custodian
MG Trust
Fund lineup
Vanguard + Fidelity blend
This is a summary of the standard plan provisions. The plan document and Summary Plan Description, provided after enrollment, are the controlling documents.
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