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Immediate benefits now and for your future with Ubiquity

Your retirement security and health are our everything. As the original flat-fee provider, Ubiquity empowers you to save more – 100% online – and with people when you need them, coast-to-coast.


Smarter saving

Our savings plans are built on smart technology that you can manage in minutes and with zero hidden fees, resulting in more compounding dollars saved.

Reduce taxes

The IRS pays you to save. Lower your taxable income and save more for your future at the same time.

Flexible investments

No matter what level of expertise you have, we’ve got you covered. Bring your own Advisor, or use our network. From conservative to aggressive, and everything in between, the decision is yours.

We integrate with

People like you have trusted Ubiquity and saved over $1.7 billion. Why wait another day?

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Partner with us

Partner with us

Offering low cost, low risk, and simple to deploy recordkeeping solutions for the micro market

Fiduciary services

Enabling efficient delivery of investment management and advice for the micro market


Delivering scalable, full-service retirement and marketing on a device agnostic platform

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Latest news


5 Ways to Save like a BOSS (or a Millennial)

As a busy career woman and Millennial who is hyper-conscious about saving and being a socially responsible investor, I search out simple automated apps so I can practice the “set it and forget it” method of saving. Blooom is my go to robo 401(k) advisor. You can sign up in less than five minutes. It…

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Don’t Raid Your 401(k)!

Andrew Meadows, VP of Brand + Culture at Ubiquity Retirement + Savings, talks with Abby Schultz at Barron’s NEXT about why you don’t raid your 401(k). On top of taxes, the IRS slaps you with a 10% charge for withdrawing early from a 401(k), even in hardship cases. It’s a deliberate deterrent that you should heed….

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Use these 5 apps to set your savings + forget it @AmericaSaves @hellodigit @simple @Stash @acorns #SavesChat #AWS17…


If you are a #freelancer or #employer and don't have a #401k. Join our webinar 3/1 to learn more #saveschat #ASW17


A9: Talk to your #HR and sign up for your #retirment account. #Compoundinterest is NOT retroactive. #saveschat