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Immediate benefits now and for your future with Ubiquity

Your retirement security and health are our everything. As the original flat-fee provider, Ubiquity empowers you to save more – 100% online – and with people when you need them, coast-to-coast.

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Smarter saving

Our savings plans are built on smart technology that you can manage in minutes and with zero hidden fees, resulting in more compounding dollars saved.

Reduce taxes

The IRS pays you to save. Lower your taxable income and save more for your future at the same time.

Flexible investments

No matter what level of expertise you have, we’ve got you covered. Bring your own Advisor, or use our network. From conservative to aggressive, and everything in between, the decision is yours.

We integrate with

People like you have trusted Ubiquity and saved over $1.7 billion. Why wait another day?

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Partner with us

Partner with us

Offering low cost, low risk, and simple to deploy recordkeeping solutions for the micro market

Fiduciary services

Enabling efficient delivery of investment management and advice for the micro market

Recordkeeping

Delivering scalable, full-service retirement and marketing on a device agnostic platform

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Latest news

Blog

Traditional vs. Roth IRAs: Which is Right for You?

In pursuit of your retirement dreams, you might decide to incorporate an IRA into your personal savings strategy. Within the world of IRAs, there are several different models to choose from, and making a decision can be overwhelming if you don’t know what to look for. That’s why we created a visual breakdown of the…

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Press

Don’t Raid Your 401(k)!

Andrew Meadows, VP of Brand + Culture at Ubiquity Retirement + Savings, talks with Abby Schultz at Barron’s NEXT about why you don’t raid your 401(k). On top of taxes, the IRS slaps you with a 10% charge for withdrawing early from a 401(k), even in hardship cases. It’s a deliberate deterrent that you should heed….

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@ubiquitysavings

What’s a #SMB #401k and how do they benefit you? Find out in @coolest401kguy live #webinar during #ASW17… https://t.co/Kcu3nacILb

@ubiquitysavings

Our vp of hr + finance, @MomFanciesParis spoke to @PLANADVISER about helping young #participants #save… https://t.co/xa2jrFr59S

@ubiquitysavings

Robo-advisers and human advisers adopt each others' biggest advantages @newsfromIN #FinancialPlanning #FinTech… https://t.co/eVGnjSS9em