Retirement Savings

Customized Retirement Plans for Your Small Business

Take charge of your retirement future with Ubiquity's tailor-made, low cost, full-service solutions.

401(k) plans for
Sole proprietors
401(k) plans for
Small business owners
401(k) plans for
Independent contractors
401(k) plans for
Freelancers
Profit-sharing contribution
Pre-tax & Roth contributions
Automatic vesting
Participant loans
Broad investment options
Flexible vesting
ERISA fidelity bond coverage
Flexible eligibility requirements
Recordkeeping services
Profit-sharing contribution
Pre-tax & Roth contributions
Automatic vesting
Featured in over our 25+ years in business
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Why Ubiquity

Transforming retirement for hundreds of thousands of employees across 16,000+ businesses

Transparent, low costs

Our predictability and security save you money over time. There are no hidden fees, and we won’t charge more as your accounts grow.

Robust customization options

One-and-done plans don’t help businesses stay ahead of their needs. That’s why our plans can be tailored to fit your most complex needs.

Unparalleled ease of use

We set you up for success with everything you need like easy payroll integration, streamlined government-required reporting, and ensuring your plan meets compliance requirements.

Get the retirement plan that your business deserves
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Have questions?   Talk to a Consultant

RETIREMENT plans

Ready to choose the right path for your retirement journey?

Whether you are self-employed without employees or building your workforce, our low-cost, full-service retirement plans make it easy to reach your retirement goals.

For Businesses
401(k) Plan

A retirement plan for your employees that also benefits your company taxes.

401(k) Plan Details
For Individuals
Solo 401(k) Plan

An individual retirement option for business owners and their spouses who don’t have permanent employees yet.

Solo 401(k) Plan Details
Features

Innovative resources that take on the hard work

Seamless payroll integrations
We plug into your payroll provider to make sure your retirement payroll deductions are deposited so you can focus on running your business.
Find Your Payroll Provider
End-to-end administration
From start to finish, your plan is managed and secured. Seamless payroll integration, real-time financial data, automated trading, and more – we do it all so you can have it all.
Broad investment options
A mix of diverse investment options allow you to target all your key areas – growth, income, and wealth preservation.
User-friendly system
Our user portals help you stay on top of deadlines with all the right information, at the right time. No noise or confusion, just simplicity.
TESTIMONIALS

What our customers are saying

“We are starting a small business retirement plan and Ubiquity has been excellent helping us get started. The process of creating a plan was simple and well guided. Their system is easy to use.”

Christina G.

“This is, by far, the easiest 401(k) plan I've ever administered. It's perfect for small companies that want to limit their overhead time on 401(k) admin and compliance. Customer service has been excellent in every way. I've called about loans, rollover distributions, contributions, fund change notifications, compliance requirements, etc. and have always gotten a prompt, knowledgeable, and friendly response.”

Karina M.

“401(k) was a very daunting undertaking to start initiating in our small business, but Ubiquity has streamlined the setup process and been there every step of the way for us, so it hasn’t felt overwhelming at all.”

Robyn S.

“The customer service has been spectacular, and their ability to work with my team to educate them on the importance of retirement savings surpasses any other provider I've used. The team is amazing and their pricing and products are better than all the other providers I compared them against.”

Jason M.

“As a small business owner we were seeking a cost effective way to implement a 401(k). Ubiquity has been a great solution to our problem. We have had nothing but positive, proactive and timely responses to all of our inquiries from their Client Success Specialist. Their support department has provided us with all necessary forms and instructions for rolling over existing 401(k)s. We could not be happier."

Mike B.

“By partnering our services, we can provide a streamlined solution that empowers employees to make decisions about consumer-driven healthcare creating a long-term plan for retirement savings.”

Jon K.

Looking for tax credits with a new retirement plan?

We’ve customized plan offerings to maximize tax credits. Check out our calculator to estimate your plan cost and available tax credits to reduce your fees. Plus, you can qualify for even more by matching your employee contributions.

Calculate 401(k) Costs & Tax Breaks
Ready to transform your retirement future?
Get Started

Have questions?   Talk to a Consultant