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Ubiquity takes care of you now and in the future.

Your retirement security and your health are our priority. With the lowest flat-fees in the industry, Ubiquity empowers you to plan better and save more.

Our technology + people, deliver:

The lowest fees in the industry

Tax benefits for people and businesses

Investment options so you can grow your money, your way

Smarter saving

We’ve based our savings plans on smart technology that you can manage in minutes and with zero hidden fees, resulting in more compounding dollars saved.

Reduce taxes

The IRS pays YOU to save. Lower your taxable income and save more for your future at the same time.

Flexible investments

No matter what level of expertise you have, we’ve got you covered. Bring your own Advisor, or use our network. From conservative to aggressive, the decision is yours.

We integrate with

people like you have saved over
$1.7 billion with Ubiquity

Partner with us

Retirement + savings

Offering low cost, low risk, and simple to deploy recordkeeping solutions for the micro market

Fiduciary services

Enabling efficient delivery of investment management and advice for the micro market


Delivering scalable, full-service retirement and marketing on a device agnostic platform

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Latest news


Traditional vs. Roth IRAs: Which is Right for You?

In pursuit of your retirement dreams, you might decide to incorporate an IRA into your personal savings strategy. Within the world of IRAs, there are several different models to choose from, and making a decision can be overwhelming if you don’t know what to look for. That’s why we created a visual breakdown of the…

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401(k) Plans Are Popping up at Small Businesses

Chris Jasinski, Ubiquity Retirement + Savings’ new business development manager, explains to TheStreet why more small businesses are offering a 401(k) plan. “While it used to be the case that a 401(k) plan was too expensive and complicated for a small business, technology and fee transparency has allowed the 401k to become a more realistic benefit and…

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Roth IRA vs. 529 Plan: Which Is Best for College Savings? @thesimpledollar #finances #collegesavings…


10 Areas of Personal Growth That Link Well With Personal Finance Success - The Simple Dollar


Check out these surprising 10 Places to Retire on a Social Security Budget from @usnews (hint: AZ didn't make it)…