Attract and retain staff, reduce administrative complexity, and secure practice growth with a flexible 401(k) build specifically for dental employers.
From onboarding to ongoing administration, Ubiquity helps dental practices simplify retirement plan management while improving employee retention, long-term savings, and business growth.
We integrate with top payroll providers so you can easily find their payroll, connect their plan, and build a straightforward 401(k).
Offering a 401(k) plan can help dental practices attract and retain employees, support long-term financial wellness, and stay competitive in a growing market. Retirement benefits may also provide tax advantages for practice owners while helping employees save more with employer matching, pre-tax or Roth contributions, and more.
The cost of a 401(k) plan for a dental practice can vary on different factors like plan size, features, and provider pricing structure. While some providers charge asset-based fees that increase as plan balances grow, Ubiquity offers a flat-fee model that helps practices better manage long-term costs without unexpected increases.
Yes, dental practices can customize their 401(k) plan based on their business goals, budget, and workforce needs. Plan features may include flexible plan matching, vesting schedules, advances strategies like Mega Backdoor Roth, Safe Harbor, and broad investment options. We also support payroll-agnostic integrations to help practices streamline administration.
We offer ongoing support for ongoing compliance responsibilities, including required notices and forms like Form 5500, reporting, contribution tracking, and annual testing. Our tools and administrative support help dental practices reduce manual workload and stay evolved with changing 401(k) regulations.
Yes, you can design your 401(k) to include part-time staff, ensuring that all employees, regardless of their hours, have access to retirement savings. This inclusivity can improve employee satisfaction and retention, especially in a dental practice where part-time roles are common.
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