Affordable, scalable retirement plans that make it easy to attract top talent, support employee financial wellness, and maximize long-term wealth.
From fast-growing startups to established technology companies, we combine simple plan design, transparent pricing, payroll integrations, and streamlining features like 3(16) fiduciary services to make offering and managing a 401(k) easier for employers and employees alike.
We integrate with top payroll providers so you can easily find their payroll, connect their plan, and build a straightforward 401(k).
A 401(k) keeps tech companies like yours ahead in a competitive landscape by attracting and retaining top talent while reducing your taxable income. We offer transparent, flat-fee pricing and customizable plan design, allowing you to build a scalable, tax-advantaged program that keeps your team’s needs (and yours) at the forefront.
Absolutely! Our flat-fee model keeps costs accessible and predictable, no matter how much your company or assets grow. Unlike other plan providers, we will never charge percentage-based fees, making our solutions ideal for growing companies that want robust benefits without the high costs or headaches.
The cost of a 401(k) depends on multiple factors like your company size, plan design, and provider pricing model. Some providers charge asset-based fees (AUM fees) that increase as your employees’ savings accounts grow, while others offer transparent flat pricing. Besides actual cost, technology companies should consider the value of their plan, including compliance support, payroll integrations, plan flexibility, and even features like tax deductions and investment options. Plus, employers can potentially save more in the early years of their plan adoption if they are eligible for SECURE 2.0 tax credits.
Employer contributions are tax-deductible while employee contributions grow tax deferred. Plus, you may be eligible for thousands in tax credits thanks to the SECURE 2.0 Act, which help to offset setup and maintenance costs.
Ubiquity is payroll agnostic, meaning that we integrate with virtually every major payroll or HR provider. Our streamlined processes and flexible technology make it easy to sync contributions and manage employee data without increasing your administrative workload.
Yes. Many technology companies switch their 401(k) providers (also known as a 401(k) conversion) to reduce fees, improve payroll integrations, access more features, or even to receive better customer support. In many cases, a 401(k) conversion is simpler than employers expect and can be done with minimal disruptions to employees. The key is finding a new, experienced provider that will take on the heavy lifting of the transition process and fully understand how to keep you compliant and keep your plan running smoothly.
Ubiquity can help you set up a 401(k) in as little as a few business days. We offer a simplified onboarding process, and our dedicated specialists ensure a quick, compliant setup so that you and your team can take advantage of your company’s retirement benefits immediately.
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