401(K) for your company

Simple, custom 401(k) for technology professionals

Our affordable, tailored 401(k) solutions make it easy to support your team, maximize growth, and secure your business's future. 

Easy payroll integration
Streamlined reporting
Meets compliance requirements
plan benefits

How Ubiquity enhances your tech business

Flat-fee pricing structure
Enjoy predictable costs with no hidden fees that keep expenses manageable as your company grows. 
Tailored plans to fit your team 
Create a 401(k) that includes optional employer matching, flexible vesting schedules, and curated investment options to meet your diverse workforce’s needs.
Simplified compliance support
Reduce risk and save time with tools that simplify IRS compliance and automatically handle regulatory updates. 
Attract and retain top tech talent
Robust, competitive benefits make your company stand out in the ever-evolving technology sector. 
Seamless payroll integration
Simplify contributions and plan management with a platform that works seamlessly with popular payroll providers.
World-class customer support
Our proactive team is available 24/7, every step of the way through chat, email, and phone. 
Why Ubiquity

Your team’s retirement success starts here 

From plan setup to ongoing maintenance, your team's well-being is our focus. We offer robust tools, expert insights, and seamless experience, helping your employees excel and stay motivated so they can drive your business forward. 

Transparent flat fees that save you more as your assets grow
Simple, user-friendly platform that boost engagement 
24/7 world-class customer support
Educational resources to enhance financial literacy and decision-making
Flexible vesting, competitive matching, and curated investment options to grow savings 
Ready to choose the right path for your retirement journey?
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Seamless Payroll Integrations

We integrate with top payroll providers so you can easily find their payroll, connect their plan, and build a straightforward 401(k).

What our customers are saying

“As a small, high-end services firm we placed a priority on upgrading our SIMPLE-IRA retirement offering to a 401K. After a year+ of meetings and quotes with salespeople from brick-and-mortar financial service providers, we were frustrated by the process and confused about true costs. The team at Ubiquity has setting up a 401K down to a science. We love the Vanguard fund selection as an excellent value for our team; employer costs are clearly stated; the web interface is easy to use; and support is easily had. Highly recommended.”
Andrea A.
IT Consulting Firm with 69 employees

Frequently asked questions

Why should my tech company offer a 401(k) plan?

A 401(k) keeps tech companies like yours ahead in a competitive landscape by attracting and retaining top talent while reducing your taxable income. We offer transparent, flat-fee pricing and customizable plan design, allowing you to build a scalable, tax-advantaged program that keeps your team’s needs (and yours) at the forefront.

Is a Ubiquity 401(k) affordable for startups or smaller tech companies?  

Absolutely! Our flat-fee model keeps costs accessible and predictable, no matter how much your company or assets grow. Unlike other plan providers, we will never charge percentage-based fees, making our solutions ideal for companies that want robust benefits without the high costs or headaches.

Does Ubiquity integrate with my payroll system or existing HR platform?

Ubiquity is payroll agnostic, meaning that we integrate with virtually every major payroll or HR provider. Our streamlined processes and flexible technology make it easy to sync contributions and manage employee data without increasing your administrative workload.  

Can I include profit-sharing in my company’s 401(k) plan?

Yes. Adding profit-sharing to your 401(k) plan is a great way to reward your team while reducing taxable income.  

How does a 401(k) plan help my tech company save money on taxes?

Employer contributions are tax-deductible while employee contributions grow tax deferred. Plus, you may be eligible for thousands in tax credits thanks to the SECURE 2.0 Act, which help to offset setup and maintenance costs.

How fast can I launch a 401(k) for my business?

Ubiquity can help you set up a 401(k) in as little as a few business days. We offer a simplified onboarding process, and our dedicated specialists ensure a quick, compliant setup so that you and your team can take advantage of your company’s retirement benefits immediately.  

Recommended resources

Guide
401(k) Plans
Legislation

Secure Act 2.0 Guide

Article
401(k) Plans
Solo 401(k)

401k Pricing Flat Fees vs Percentage Fees

Article
401(k) Plans
Small Business
Roth 401(k)

Embrace the Roth Option in Your 401(k): A Small Business Owner’s Guide

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