401(k) for Healthcare Workers | Ubiquity Retirement

plan benefits

Why healthcare teams trust Ubiquity

Transparent flat fees

Benefit from a straightforward pay structure with no hidden costs. Your savings grow as your assets grow, with NO AUM fees.

Enhanced employee retention

Choose from a variety of matching & eligibility options to help attract and retain top healthcare talent.

Streamlined compliance

We’ll handle the recordkeeping, compliance, and regulatory reporting, so your team can focus on delivering exceptional care.

Tailored investment options

Select from top-tier investment options or tailor a fund lineup with brokerage account access, to meet your workforce's needs.

Flexible Profit Sharing

Design a profit-sharing plan that fits your business goals—reward employees, reduce taxable income, and maximize your retirement savings potential.

Maximize Your Retirement Potential

Take full advantage of higher contribution limits to build long-term wealth while keeping more of your earnings tax-deferred.

Why Ubiquity

Strengthen your team’s retirement future

We equip your team with a user-friendly platform and world-class, comprehensive customer support so they can easily manage their plan and stay informed.

Transparent flat fees that save you more as your assets grow

User-friendly platform and simplified experience that encourage utilization

Reduced risk with efficient compliance support

Boost financial well-being with additional resources

Minimize costs and free up time with low-touch management

Ready to choose the right path for your retirement journey?

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Seamless Payroll Integrations

We integrate with top payroll providers so you can easily find their payroll, connect their plan, and build a straightforward 401(k).

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What our customers are saying

“I highly recommend the Ubiquity community! Working on our 401K was a fantastic experience. They provided expert guidance throughout the entire process, making learning less stressful. Their top-notch customer service is truly appreciated. Thank you!”

Charity K.
Chiropractic clinic with 10 employees

Frequently asked questions

What are the tax benefits of offering a 401(k) or profit-sharing plan to healthcare employees?

Offering a 401(k) or profit-sharing plan provides significant tax advantages to healthcare practices and their employees. Employer contributions are tax-deductible while employee contributions are tax-deferred until they are withdrawn. This means you’re able to reduce your overall taxable income while your team can become more financially secure.

How does a Ubiquity 401(k) plan help educate healthcare employees about their retirement options?

We help employees make informed decisions on their retirement through educational resources and personalized support. We offer webinars, jargon-free materials, and interactive tools such as calculators and guides. With us by their side, your employees can better understand their options and feel confident in their financial future (while saving you time and effort).

How does Ubiquity simplify 401(k) administration for healthcare practices?

We take the stress out of 401(k) plan management by handling plan setup, compliance testing, reporting and recordkeeping, and more. We also have an intuitive digital dashboard and dedicated support team that reduces your administrative workload so you can focus on patient care instead of paperwork.

How does Ubiquity ensure 401(k) compliance with healthcare regulations?

We stay up to date with ERISA, IRS, and DOL requirements to ensure your plan stays compliant all year round. We also offer 3(16) fiduciary services and proactive monitoring that minimize your paperwork load and reduce your risk of penalties and audits.