Need help?
Visit our Help Center
Get Help
1

Tell us about yourself

This is some text inside of a div block.
This is some text inside of a div block.
This is some text inside of a div block.
This is some text inside of a div block.
This is some text inside of a div block.
This is some text inside of a div block.
This is some text inside of a div block.
Continue
Back
2

Which industry segment best describes your company?

Continue
Back
3

How many employees do you have?

Total employees (including yourself)
Continue
Back
4

Does @[Company] have an existing retirement plan?

Back
5

Who is your current 401(k) provider?

This is some text inside of a div block.
Continue
Back
6

Tell us how we can help you

This is some text inside of a div block.
This is some text inside of a div block.
Continue
Back
6

What type of plan does @[Company] have?

Continue
Back
7

Describe what type of retirement plan do you have?

This is some text inside of a div block.
Continue
Back

We’ll take it from here

Switching your retirement plan is simpler than it sounds. One of our retirement experts will reach out shortly to review your current setup, answer questions, and walk you through next steps.

In the meantime, you can explore our retirement plans and pricing.

Back

Sorry, this 401(k) plan is for qualified technology companies only.

To get a customized plan recommendation for @[Company], one of our retirement experts will contact you to schedule a consultation.

In the meantime, you can explore our retirement plans and pricing.

Back

Sorry, this 401(k) plan is for technology companies with two or more employees.

To get a customized plan recommendation for @[Company], one of our retirement experts will contact you to schedule a consultation.

In the meantime, you can explore our retirement plans and pricing.

Back

Success! A consultant will be in touch with you soon

You can expect to get an email from a Ubiquity consultant. In the meantime, feel free to explore our help center if you need answers to a specific question.

In the meantime, you can explore our retirement plans and pricing.

Explore Help Center
Your Plan Recommendation

Success, you're pre-qualified for our Custom(k) plan!

Chosen by 2 out of 3 tech teams on Ubiquity

Your Plan Cost
$@[Price]
per month*
Based on @[Employees] eligible employees
Schedule a Consultation
Employer Administrative Fees
Type of Fee
Frequency
Amount
Setup Fee
One-time
$495
Administration Fee
Monthly
$@[Price]
Participant Fees
Type of Fee
Frequency
Amount
Participant Fee*
Monthly
$6
* Can be paid by employer or passed to participants.
Most popular
Custom(k)
Plan Overview
Why this plan?
Designed around how growing technology companies structure their 401(k), this plan reflects the contribution flexibility and SECURE 2.0 features most often chosen by tech teams.
Defining Features
  • Flat fee pricing keeps costs predictable as plan assets grow
  • QACA 4% Safe Harbor match helps reduce annual testing requirements
  • Discretionary profit sharing supports higher owner contributions
  • SECURE 2.0 compliant with auto enrollment provisions built in
Eligibility
Minimum age
None
Service requirement
Immediate
Plan entry
Immediate
Contributions
Safe Harbor formula
QACA 3.5% Enhanced match, per pay period
Profit sharing
Pro-rata (discretionary)
Discretionary match
Yes (document standard)
Auto-enrollment
3% deferral with annual escalation to 10%
Auto-escalation
1% per year, capped at 10%
Roth contributions
Available
Vesting & Access
Profit sharing vesting
Immediate
QACA Safe Harbor vesting
Immediate
Loans
Yes
Hardship withdrawals
No
Brokerage accounts
No
Administration
Custodian
MG Trust
Fund lineup
Vanguard + Fidelity blend
This is a summary of the standard plan provisions. The plan document and Summary Plan Description, provided after enrollment, are the controlling documents.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.