Elevate your future with our low cost, transparent 401(k)s

Ubiquity equips small businesses with affordable, full-service retirement plans that ensure long-term financial security and a competitive edge. We’ve partnered with STP Brokerage to provide you:

Simplified integration & compliance
Low monthly costs (starting at $97 per month)
Maximized contributions & credits
$375 in member discount savings

Thanks! We’ve received your request.

A Ubiquity Retirement Plan Consultant will be in touch shortly.

Oops! Something went wrong while submitting the form.

plan benefits

Why small businesses choose Ubiquity

Predictable flat-fee pricing

Know what to expect with transparent, flat-fee pricing that doesn’t increase as your assets grow.

Tailored plan options

Access 401(k) options that fit your business needs, from streamlined, turnkey plans to more customizable plan designs.

Simplified compliance and admin

Take more off your plate with comprehensive recordkeeping, compliance, and plan administration support, plus optional services for additional administrative and investment oversight.

Attract and retain employees

Offer a meaningful retirement benefit that supports your employees’ financial futures and helps your business stand out in a competitive market.

Flexible payroll integration

Our payroll-agnostic model ensures you can connect to the payroll provider you want, make changes, and keep processes smooth.

Dedicated customer support

From plan setup through ongoing administration, get guidance from a live team of experts whenever questions arise.

Features

Innovative resources that take on the hard work

Seamless payroll integrations

We plug into your payroll provider to make sure your retirement payroll deductions are deposited so you can focus on running your business.

Connect My Payroll

End-to-end administration

From start to finish, your plan is managed and secured. Seamless payroll integration, real-time financial data, automated trading, and more – we do it all so you can have it all.

Broad investment options

A mix of diverse investment options allow you to target all your key areas – growth, income, and wealth preservation.

User-friendly system

Our user portals help you stay on top of deadlines with all the right information, at the right time. No noise or confusion, just simplicity.

Concentric lines with check marks highlighting payroll features like accurate contributions and timely deposits.

TESTIMONIALS

What our customers are saying

“We are starting a small business retirement plan and Ubiquity has been excellent helping us get started. The process of creating a plan was simple and well guided. Their system is easy to use.”

Christina G.

“This is, by far, the easiest 401(k) plan I've ever administered. It's perfect for small companies that want to limit their overhead time on 401(k) admin and compliance. Customer service has been excellent in every way. I've called about loans, rollover distributions, contributions, fund change notifications, compliance requirements, etc. and have always gotten a prompt, knowledgeable, and friendly response.”

Karina M.

“401(k) was a very daunting undertaking to start initiating in our small business, but Ubiquity has streamlined the setup process and been there every step of the way for us, so it hasn’t felt overwhelming at all.”

Robyn S.
‍

“The customer service has been spectacular, and their ability to work with my team to educate them on the importance of retirement savings surpasses any other provider I've used. The team is amazing and their pricing and products are better than all the other providers I compared them against.”

Jason M.

“As a small business owner we were seeking a cost effective way to implement a 401(k). Ubiquity has been a great solution to our problem. We have had nothing but positive, proactive and timely responses to all of our inquiries from their Client Success Specialist. Their support department has provided us with all necessary forms and instructions for rolling over existing 401(k)s. We could not be happier."

Mike B.

“By partnering our services, we can provide a streamlined solution that empowers employees to make decisions about consumer-driven healthcare creating a long-term plan for retirement savings.”

Jon K.