CensiblyYours® Custom Index Portfolios

A custom investment lineup actively monitored and rebalanced by 3(38) investment experts with fiduciary responsibility.

  • Avoid liability: Offload the risk and responsibility of selecting and maintaining investments for your plan
  • Easy: Custom passive index funds and target date funds based on risk tolerance and goals
  • Peace of mind: Choose from the best investments available in each category class
Reduce your risk. Reduce liability.

Schedule your free, no-obligation consultation today!

Schedule Now
Decorative line

Is Offering Your Employees a Retirement Plan Enough?

A staggering 72% of employees today report being stressed1 about their finances. Stressed employees are distracted employees. But you can help relieve their stress about their finances.

With CensiblyYours® Custom Index Portfolios, you can provide your employees with advice, education, and guidance to help them better manage and invest in their financial health, while also giving your business the coverage it needs to meet your fiduciary responsibilities. All at a low-cost, flat fee that costs you less.

Decorative line

Why Offer Professionally Managed Investment Options?

Simple. Reduce liability. By choosing CensiblyYours, you aren’t responsible for having to select and maintain investments for your plan participants. Our partner, Kaye Capital Management, takes on the responsibility and pays for fiduciary insurance coverage when it comes to your investments. Plus, they ensure your plan meets federal 401(k) requirements.

When you enroll your plan in CensiblyYours, you’ll receive:

  • CensiblyYours® Custom Index Portfolios: A low-cost investment lineup actively rebalanced and monitored by 3(38) investment experts
  • Investment tools to guide your employees to make smart investment decisions

5 Big Wins for You

1. Reduce liability.

2. Reduce your investment responsibility.

3. Reduce your employees’ financial stress.

4. Increase 401(k) enrollment and savings rate.

5. Increase 401(k) plan satisfaction.

3 Big Wins for Your Employees

1. Access to professional money management at a very low cost.

2. Access to passive index funds and target date funds based on their risk tolerance and goals.

3. Access to custom target date portfolios from the best investments available in each category class.

Ubiquity is the #1-Ranked2 Small Business 401(k) Provider in the Industry

Provider

google logo

trustpilot logo

Ubiquity BBB Business Review

Ubiquity

4.3/51

4.6/5

4.5/5

CensiblyYours Custom Index Portfolios

Easy online set up.

401(k)s Made Easy

Choose a passive, low-cost fund and target date funds based on the Investment Policy Statement approved by you.

checkboxes icon

Give Your Employees Control

Offer your plan participants investment options custom suited to their goals and risk tolerance.

image of thumbs up and a check mark in a riboon

Automatic Compliance

Continual plan monitoring to ensure it stays in compliance with all investment related guidelines.

Decorative line

Low Cost, Professional Money Management

At Ubiquity, we believe in providing the best value. CensiblyYours shares this value and delivers the best possible 3(38) investment fiduciary services at a low, flat fee3 that can save you up to $7,000. See our graphic below for the details on savings.

With CensiblyYours Custom Index Portfolios, you’ll get 3(38) investment advisory services for a low-cost, flat fee per participant. By keeping fees flat, you get to keep more of the money you save.

Employees Participating in 401(k)

Average Plan Assets

Average Industry 3(38) Fees

CensiblyYours® Custom Index Portfolios

Advisory Fee

30bps

50bps

Flat Annual Fee

Annual Cost to Plan

Average Industry 3(38) Fees

Advisory Fee: 30bps
Annual Cost to Plan:

Advisory Fee: 50bps
Annual Cost to Plan:

CensiblyYours® Custom Index Portfolios

Advisory Fee: Flat Annual Fee
Annual Cost to Plan:

Annual Advisory Fee Comparison

30 bps
50 bps
CensiblyYours® Custom Index Portfolios

Leverage CensiblyYours Custom Index Portfolios powered by Kaye Capital Management to provide small business employees with flexible, easy to understand investment strategies designed to help grow their retirement savings responsibly for a more secure financial future.

Learn more about how Ubiquity can deliver peace of mind for you and your employees today. Talk to a retirement expert now.
Schedule a Call

1 Source: hrmorning.com/articles/employee-financial-stress-high.

2 Decimal, Inc. conducted an evaluation of four small-business 401(k) providers in the marketplace by analyzing independent customer reviews on Google, Trustpilot, and the Better Business Bureau, as reported by unaffiliated contributors on or before September 30, 2022, with a revaluation date of January 12, 2023. The evaluation resulted in a higher score for our company compared to the other providers. We strive to provide excellent service to our customers and appreciate their feedback.

3 Flat fees are charged by Decimal, Inc. for recordkeeping and administrative services. Third-party service providers may assess asset-based fees to customers. Plan Sponsors are advised to review all service agreements with providers (e.g., investment advisors, custodians, broker-dealers) to evaluate total plan costs.

Ubiquity is not a registered investment advisor, and the information provided herein should not be considered legal or tax advice. We recommend consulting with your financial planner, attorney, and/or tax advisor for personalized advice. Ubiquity is not affiliated with any plan and investment administrative services provided through CensiblyYours Custom Index Portfolios or affiliated with any company of the Kaye Capital Management.

Talk to Sales
Schedule a Free Consultation

Contact Support
Visit our Help Center
support@myubiquity.com
Monday–Friday
6am–5pm PT / 9am–8pm ET

© 2024 Ubiquity Retirement + Savings
44 Montgomery Street, Suite 300
San Francisco, CA 94104

Facebook Twitter LinkedIn YouTube

Talk to Sales
Schedule a Free Consultation

Contact Support
Visit our Help Center
support@myubiquity.com
Monday–Friday
6am–5pm PT / 9am–8pm ET

© 2024 Ubiquity Retirement + Savings
44 Montgomery Street, Suite 300
San Francisco, CA 94104