Simplify your 401(k) plan selection with tailored options for small businesses and solo entrepreneurs alike.
Get the Right Plan for Your Business
Answer a few simple questions to find the optimal plan for you and your small business.
Answer a few simple questions to find the optimal plan for you and your small business.
Be confident in your choice of group 401(k) plan as each is meticulously crafted to address the needs of a small business owner. Our three distinct group plans not only offer a spectrum of features but also provide the reassurance and fulfillment that come from making the right choice. Whether you’re nurturing a budding startup or steering an established enterprise with up to 100 employees, we have prepackaged or customizable plans that will work for you.
Our most affordable plan features expert-picked plan provisions that enable you to establish your plan quickly without compromising value.
Plans start as low as $97/month.
Our most popular plan. This highly customizable solution offers flexibility and support designed to meet your small business’ needs.
Plans start as low as $177/month.
Our ultimate retirement plan offers robust customization and valuable add-ons.
Plans start as low as $257/month.
Included
OptionalPre-tax contributions
Roth (post-tax) contributions
Employees can save immediately
Employer Safe Harbor matching contribution
New Comparability profit-sharing contribution
Automatic enrollment for eligible employees
Investment management and guidance with CensiblyYours® Index Portfolios
Support for employers and employees via chat, email and phone
No Ubiquity asset-based management fees based on savings balance
Participants may take loans
Flexible eligibility requirements
Vesting schedule for employer contributions
Up to three plan amendments annually free of charge
ERISA fidelity bond coverage for up to $1 million in assets
Confidently venture into retirement planning relying on Ubiquity’s specialized solo(k) plans tailored for sole proprietors. These meticulously crafted plans address the distinct needs of individual business owners, offering features that provide peace of mind. Whether you’re piloting a fresh venture or have an established personal enterprise, select a plan that meets your business and personal needs.
For businesses that have no other full-time employees besides the owner and their spouse or business partner (up to 2 individuals total).
For businesses with no full-time employees besides the business owner, business partner, and spouse(s) of owner and partner (maximum of 4 people) who prefer a recordkept 401(k) plan and the choice of pre-selected or customizable investment options.
IncludedOptionalAvailable to purchase online
Pre-selected investment options including Vanguard Admiral Class Funds and Target Date Funds
View your balance, investments, and contribution deposits via your Ubiquity portal
Choose your own investments at a brokerage/custodian of your choice (separate login)
Recordkeeping by Ubiquity
Mega Backdoor Roth provision
Provider
Ubiquity
4.3/5*
4.6/5
4.5/5
Let our industry experts help you select, design, and optimize the right 401(k) plan for you and your small business.
1 Please refer to Important Information for details.
© 2023 Ubiquity Retirement + Savings
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44 Montgomery Street, Suite 300
San Francisco, CA 94104
© 2023 Ubiquity Retirement + Savings
Privacy Policy
44 Montgomery Street, Suite 300
San Francisco, CA 94104
