Enjoy an expert-managed investment lineup tailored to your goals and risk tolerance. With us, you can offload investment selection risks and simplify your portfolio management to decrease liability and gain total peace of mind.
By selecting CensiblyYours®️, you are relieved from the responsibilities of choosing and managing investments for your plan participants. Our partner, Kaye Capital Management, assumes full fiduciary responsibilities, ensuring your investments adhere to federal 401(k) regulations.
Our team of experts will help you get set up, ensuring you have exactly what you need for your business right from the start.
CensiblyYours is a set of financial wellness tools designed to safeguard small business retirement plans by offering low-cost, index-based investment options managed by Kaye Capital Management (KCM). These tools help ensure compliance with ERISA 3(38) and protect against legal liabilities.
CensiblyYours reduces your legal liability by ensuring your retirement plan meets the strict fiduciary standards set out by ERISA. Through Kaye Capital Management, your plan is managed with diligence to meet these obligations, minimizing your risk of litigation.
Choosing a passive, index-based fund through CensiblyYours provides a cost-effective investment strategy that aligns with your risk tolerance and goals. It lowers management fees and reduces the complexity of handling retirement plans.
CensiblyYours offers low investment management fees and simplifies the administration of retirement plans, significantly reducing the overall operational costs for small businesses.
Upon enrollment, you'll gain access to CensiblyYours Custom Index Portfolios, a cost-effective investment lineup actively managed and rebalanced by 3(38) investment experts. Additionally, you'll receive comprehensive investment tools designed to help your employees make informed investment decisions.
Have questions? Talk to a Consultant
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