Ubiquity

FAQs about 401k

Get the Basics on These Most Frequently Asked Questions About 401k

Ubiquity Retirement + Savings™ takes the pain out of 401k plans, by doing the heavy lifting for your small business.

Only Ubiquity gives small business owners access to 401k experts in addition to industry leading low flat-fees. Each sales expert has over a decade of experience assisting business owners in 401k plan design.

General

What’s the definition of a 401k?
I’m self-employed. How can a retirement 401k help me?
What are the differences between a 401k and Roth IRA retirement plans?
I’m a small business owner. Why should I offer my employees a 401k?
What’s a Safe Harbor Plan?
What’s the difference between 401k pre-tax contributions and Roth contributions?
How can a 401k-retirement plan help small businesses?
Can I use my 401k early?
What to do with an old 401k?
Traditional vs Safe Harbor 401k
Terminations
What is a 401k plan year?
What is an Elective Deferral Contributions?
What is a Defined Contribution Plan?

Distributions

What Are Distributions?
What Are Required Minimum Distributions?

IRA

What is an IRA?

About Single(k)

How do I set up and manage my Single(k) plan?
How does Single(k) work?
What is a Single(k)?
How much can I save in Single(k)?

Contributions

Does the “catch-up” contribution apply to me?
What is a contribution increase?

Getting Started

How long until my account is set up and ready to be funded?
How do I get started?
Do I have any recordkeeping or reporting obligations with Single(k)?

Roth 401k

How much may I contribute to my Roth account?
Can I make both pre-tax contributions and Roth (after-tax) in the same year?
What is a Roth 401k?

In the Media

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1160 Battery Street, Suite 350, San Francisco, CA 94111 / Support: 855.401.4357

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© 2018 Ubiquity Retirement + Savings / Privacy Policy
1160 Battery Street, Suite 350, San Francisco, CA 94111 / Support: 855.401.4357