Spend less time on your retirement plan and more time running your business, with a solution built to simplify administration and elevate your investment options.
Ubiquity and Farther each bring specialized expertise to your retirement plan, resulting in a simpler, more complete retirement solution for your business.
Ubiquity serves as your plan's recordkeeper and third-party administrator, ensuring your plan runs accurately and stays compliant.
Farther is a technology-forward wealth management firm serving as your plan's dedicated 3(38) investment fiduciary.
Ubiquity and Farther have partnered to provide a solution designed for growing businesses across a wide range of industries looking to offer a modern, high-quality retirement benefit with professional investment oversight built in.
Ubiquity serves as your plan's recordkeeper and third-party administrator, handling end-to-end administration, while Farther serves as your dedicated 3(38) investment fiduciary, taking full discretionary responsibility for your plan's investment lineup. Together we deliver a comprehensive, fully supported, and simplified retirement solution.
A 3(38) investment fiduciary has the authority and responsibility to select, monitor, and update your plan's investment lineup. This helps reduce the investment oversight responsibilities of the plan sponsor while ensuring participants have access to a professionally curated and overseen investment lineup.
As your plan's 3(38) investment fiduciary, Farther assumes full discretionary responsibility for selecting, monitoring, and updating your plan's investment lineup as needed. Under ERISA, plan sponsors can be held liable for their plan's investment decisions. By delegating that responsibility to Farther, you significantly reduce your exposure to investment-related liability, giving you confidence and peace of mind that your plan's investments are in expert hands.
You and your employees can choose from a professionally curated lineup of index and actively managed funds, providing access to high-quality investment options designed to help support long-term financial goals.
Ubiquity's flat-fee recordkeeping means your administrative costs stay predictable and fixed as your plan grows, with no hidden costs. Additional fees from third-party service providers, including investment fiduciary services, are separate and will be clearly disclosed.
Our team of retirement specialists is available by chat, phone, and email whenever you need us. Beyond live support, you and your employees have access to self-service tools and educational resources to help you get the most out of your retirement plan.
Yes. If you already have a retirement plan, our teams work together to guide you through the transition process and help make the conversion as seamless as possible for your business and employees.
Yes. Ubiquity is payroll agnostic and integrates with a wide range of payroll providers, giving your business the flexibility to work with the payroll solution that's right for you. If you change payroll providers in the future, your retirement plan can remain with Ubiquity.
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