Spend less time on your retirement plan and more time running your business, with a solution built to simplify administration and elevate your investment options.
Ubiquity and Farther each bring specialized expertise to your retirement plan, resulting in a simpler, more complete retirement solution for your business.
Ubiquity serves as your plan’s recordkeeper and third-party administrator, helping ensure your plan runs accurately and stays compliant.
Farther is a technology-forward wealth management firm serving as your plan’s dedicated 3(38) investment manager.
Ubiquity and Farther have partnered to provide a solution designed for growing businesses across a wide range of industries looking to offer a modern, high-quality retirement benefit with professional investment oversight built in.
Ubiquity serves as your plan’s recordkeeper and third-party administrator, handling end-to-end administration, while Farther serves as your dedicated 3(38) investment manager with discretionary responsibility for your plan’s investment lineup. Together we deliver a comprehensive, fully supported, and simplified retirement solution.
An ERISA 3(38) investment manager is a type of fiduciary with the authority to build and manage a retirement plan’s investment lineup on behalf of the plan sponsor. This can help reduce a plan sponsor’s investment oversight responsibilities while ensuring participants have access to a professionally curated and monitored fund lineup.
Under the federal retirement law known as ERISA, plan sponsors have certain fiduciary duties related to the investments offered in their plans. With Farther serving as your plan’s 3(38), Farther has the authority and fiduciary responsibility to select, monitor, and update your plan’s investment lineup as needed. This can help reduce the investment-related oversight you manage directly, while you continue to monitor Farther and fulfill your other duties as a plan sponsor.
You and your employees can choose from a diversified lineup of index and actively managed funds, offering a range of high-quality investment options designed to help support long-term financial goals.
Ubiquity’s flat-fee recordkeeping means your administrative costs stay predictable and fixed as your plan grows, with no hidden costs. Additional fees from third-party service providers, including investment management services, are separate and will be clearly disclosed.
Our team of retirement specialists is available by chat, phone, and email whenever you need us. Beyond live support, you and your employees have access to self-service tools and educational resources to help you get the most out of your retirement plan.
Yes. If you already have a retirement plan, our teams work together to guide you through the transition process and help make the conversion as seamless as possible for your business and employees.
Yes. Ubiquity is payroll agnostic and integrates with a wide range of payroll providers, giving your business the flexibility to work with the payroll solution that’s right for you. If you change payroll providers in the future, your retirement plan can remain with Ubiquity.
Farther Finance Advisors, LLC ("Farther") is an SEC-registered investment adviser. Registration with the SEC does not imply a certain level of skill or training. Farther provides discretionary investment management services as an ERISA Section 3(38) investment manager pursuant to a written agreement. Investing involves risk, including the possible loss of principal. This page is provided for informational purposes only and does not constitute investment, legal, tax, or accounting advice. Additional information about Farther Finance Advisors, LLC, including its Form ADV, is available at www.adviserinfo.sec.gov.
Appointing Farther Finance Advisors, LLC as your plan’s 3(38) investment manager shifts responsibility for investment selection and monitoring to Farther with respect to your plan’s investment lineup. It does not eliminate your fiduciary responsibilities as plan sponsor. You retain the duty to prudently select and monitor Farther and remain responsible for all other fiduciary obligations under ERISA, including but not limited to oversight of plan operations, fees, and administration.
