Designed for the SMB retirement market, a Ubiquity 401(k) delivers:
Ubiquity pioneered the online small business 401(k) space. Our founder realized small businesses were underserved and created Ubiquity to help them, their business owners, and their employees save for a more secure retirement.
Trust your clients with Ubiquity, the established industry experts who are ranked the #1 small business 401(k) provider on Google Reviews2.
Ubiquity is dedicated to empowering small businesses with their retirement needs. With a deep understanding of the unique challenges faced by small business owners, Ubiquity offers tailored retirement solutions that are affordable, accessible, and hassle-free, ensuring a secure financial future for both employers and employees.
We are a low cost leader in our industry choosing to only charge flat fees3. Our competition charges a % fee based on your clients’ assets, so as your clients’ plan balance grows, their fee gets bigger.
Ubiquity’s digital recordkeeping wows. Paradigm Record Keeping Service™ is our proprietary software developed specifically for small business 401(k) plans. It features:
We offer the best value your client needs in a 401(k) plan: #1 ranked1 customer service combined with industry-leading, low cost, flat fees3.
Our payroll team can assist with automating payroll submission to save your clients critical hours on administration and reduce clerical errors. We offer full or partial integrations with many payroll providers, and we’re continually adding more. Get additional information here.
We offer the best value your client needs in a 401(k) plan. The #1 ranked customer service combined with industry leading low cost flat fees.
An affordable and easy small business 401(k) plan from ubiquity offers:
Product portability – change your 401(k) specialist or payroll specialist and still keep your Ubiquity 401(k)
Low, flat fees and no asset % based fees – clients won’t pay more as their balance grows
Open architecture platform enables more flexibility when it comes to investments
Superior customer service – our Retirement Consultants have spent their careers helping small businesses choose the right goal-oriented plan at the right price
Full or partial integrations with many payroll providers. If you don’t see your provider, ask! We’re always adding more
1 Decimal, Inc. conducted an evaluation of four small-business 401(k) providers in the marketplace by analyzing independent customer reviews on Google, Trustpilot, and the Better Business Bureau, as reported by unaffiliated contributors on or before September 30, 2022, with a revaluation date of January 12, 2023. The evaluation resulted in a higher score for our company compared to the other providers. We strive to provide excellent service to our customers and appreciate their feedback.
2 Google ratings for Ubiquity Retirement + Savings products and services are determined by customer reviews. The rating calculation methodology is available here. The rates shown were last updated on January 12, 2023, and are based on reviews from 2014 to 2023.
3 Decimal, Inc. charges flat fees for recordkeeping and administrative services. Third-party service providers may assess asset-based fees to customers. We advise Plan Sponsors to review all service agreements with providers, such as investment advisors, custodians, and broker-dealers, to evaluate the total cost of the plan.