HCM and Payroll Providers

Designed for the SMB retirement market, a Ubiquity 401(k) delivers:

  • Portable, compliant 401(k) solutions
  • Lower investment costs
  • Flexible investment options like self-directed brokerage accounts
  • Top-rated service
Your Easy 401(k) Solution

illustration of a woman and a man shaking handsLearn more about how Ubiquity 401(k) plans can be a great SMB addition to your offerings.
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Ubiquity is the #1-Ranked1 Small Business 401(k) Provider in the Industry

Ubiquity pioneered the online small business 401(k) space. Our founder realized small businesses were underserved and created Ubiquity to help them, their business owners, and their employees save for a more secure retirement.

Provider

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Ubiquity BBB Business Review

Ubiquity

4.3/51

4.6/5

4.5/5

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Why Human Capital Management + Payroll Providers Partner with Ubiquity

Trust your clients with Ubiquity, the established industry experts who are ranked the #1 small business 401(k) provider on Google Reviews2.

Small Business Focused


Ubiquity is dedicated to empowering small businesses with their retirement needs. With a deep understanding of the unique challenges faced by small business owners, Ubiquity offers tailored retirement solutions that are affordable, accessible, and hassle-free, ensuring a secure financial future for both employers and employees.

  • Ubiquity has been dedicated to meeting the needs of an underserved market since 1999
  • Our retirement experts have an average of 10 years’ experience
  • Small business only – we don’t service plans for big corporations

Low, Flat Fees


We are a low cost leader in our industry choosing to only charge flat fees3. Our competition charges a % fee based on your clients’ assets, so as your clients’ plan balance grows, their fee gets bigger.

  • Provide administrative assistance with plan setup and ongoing management
  • Facilitate contributions, including profit-sharing add-ons
  • Administer 401(k) loans for participants who wish to borrow

Proprietary Recordkeeping Software


Ubiquity’s digital recordkeeping wows. Paradigm Record Keeping Service™ is our proprietary software developed specifically for small business 401(k) plans. It features:

  • 99% digital operations
  • Continuous UI/UX enhancements
  • Customizable, business-specific retirement plan products

Best-in-Class Client Support


We offer the best value your client needs in a 401(k) plan: #1 ranked1 customer service combined with industry-leading, low cost, flat fees3.

  • Support services for employers and employees
  • Dedicated Client Onboarding specialist will support your client throughout the plan setup and activation process
  • Our Client Experience team members average 10 years of experience

In supporting this partnership, Ubiquity is willing to explore mutually beneficial terms for Ubiquity and Partner to help drive sales volume and revenue.

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Payroll Integrations

Easy online set up.

Our payroll team can assist with automating payroll submission to save your clients critical hours on administration and reduce clerical errors. We offer full or partial integrations with many payroll providers, and we’re continually adding more. Get additional information here.

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Why Your Clients Will Value Ubiquity

We offer the best value your client needs in a 401(k) plan. The #1 ranked customer service combined with industry leading low cost flat fees.

An affordable and easy small business 401(k) plan from ubiquity offers:

Product portability – change your 401(k) specialist or payroll specialist and still keep your Ubiquity 401(k)

Low, flat fees and no asset % based fees – clients won’t pay more as their balance grows

Open architecture platform enables more flexibility when it comes to investments

Superior customer service – our Retirement Consultants have spent their careers helping small businesses choose the right goal-oriented plan at the right price

Full or partial integrations with many payroll providers. If you don’t see your provider, ask! We’re always adding more

Learn more about partnering with Ubiquity today.

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1 Decimal, Inc. conducted an evaluation of four small-business 401(k) providers in the marketplace by analyzing independent customer reviews on Google, Trustpilot, and the Better Business Bureau, as reported by unaffiliated contributors on or before September 30, 2022, with a revaluation date of January 12, 2023. The evaluation resulted in a higher score for our company compared to the other providers. We strive to provide excellent service to our customers and appreciate their feedback.

2 Google ratings for Ubiquity Retirement + Savings products and services are determined by customer reviews. The rating calculation methodology is available here. The rates shown were last updated on January 12, 2023, and are based on reviews from 2014 to 2023.

3 Decimal, Inc. charges flat fees for recordkeeping and administrative services. Third-party service providers may assess asset-based fees to customers. We advise Plan Sponsors to review all service agreements with providers, such as investment advisors, custodians, and broker-dealers, to evaluate the total cost of the plan.

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Contact Support
Visit our Help Center
support@myubiquity.com
Monday–Friday
6am–5pm PT / 9am–8pm ET

© 2024 Ubiquity Retirement + Savings
44 Montgomery Street, Suite 300
San Francisco, CA 94104

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Talk to Sales
Schedule a Free Consultation

Contact Support
Visit our Help Center
support@myubiquity.com
Monday–Friday
6am–5pm PT / 9am–8pm ET

© 2024 Ubiquity Retirement + Savings
44 Montgomery Street, Suite 300
San Francisco, CA 94104