Effective date: January 14, 2019
Decimal, Inc. dba Ubiquity Retirement + Savings (“us”,”we”, or “our”) operates the www.myubiquity.com website (hereinafter referred to as the “Service”).
This page informs you of our policies regarding the collection, use and disclosure of personal data when you use our Service and the choices you have associated with that data.
Service is the www.myubiquity.com website operated by Decimal, Inc. dba Ubiquity Retirement + Savings.
Personal Data means data about a living individual who can be identified from those data (or from those and other information either in our possession or likely to come into our possession).
Usage Data is data collected automatically either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).
Cookies are small files stored on your device (computer or mobile device).
Data Processors (or Service Providers)
Data Processor (or Service Provider) means any natural or legal person who processes the data on behalf of the Data Controller. We may use the services of various Service Providers in order to process your data
Data Subject (or User)
Data Subject is any living individual who is using our Service and is the subject of Personal Data.
We collect several different types of information for various purposes to provide and
improve our Service to you.
While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you (“Personal Data”). Personally identifiable information may include, but is not limited to:
We may use your Personal Data to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or the instructions provided in any email we send.
We may also collect information on how the Service is accessed and used (“Usage Data”). This Usage Data may include information such as your computer’s Internet Protocol address (e.g., IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
We may use and store information about your location if you give us permission to do so (“Location Data”). We use this data to provide features of our Service, to improve and customize our Service. You can enable or disable location services when you use our Service at any time by way of your device settings.
Cookies are files with a small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Other tracking technologies are also used such as beacons, tags, and scripts to collect and track information and to improve and analyze our Service.
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.
Examples of Cookies we use:
Decimal, Inc. dba Ubiquity Retirement + Savings uses the collected data for various purposes:
Decimal, Inc. dba Ubiquity Retirement + Savings may process your Personal Data because:
Decimal, Inc. dba Ubiquity Retirement + Savings will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of our Service, or we are legally obligated to retain this data for longer periods.
Decimal, Inc. dba Ubiquity Retirement + Savings may disclose your Personal Data in the good faith belief that such action is necessary to:
The security of your data is important to us but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.
We do not support Do Not Track (“DNT”). Do Not Track is a preference you can set in your web browser to inform websites that you do not want to be tracked.
You can enable or disable Do Not Track by visiting the Preferences or Settings page of your web browser.
If you are a resident of the European Economic Area (EEA), you have certain data protection rights. Decimal, Inc. dba Ubiquity Retirement + Savings aims to take reasonable steps to allow you to correct, amend, delete, or limit the use of your Personal Data.
If you wish to be informed about what Personal Data we hold about you and if you want it to
be removed from our systems, please contact us.
In certain circumstances, you have the following data protection rights:
The right to access, update or delete the information we have on you.
Whenever made possible, you can access, update or request deletion of your Personal Data directly within your account settings section. If you are unable to perform these actions yourself, please contact us to assist you.
The right of rectification. You have the right to have your information rectified if that information is inaccurate or incomplete.
The right to object. You have the right to object to our processing of your Personal Data.
The right of restriction. You have the right to request that we restrict the processing of your personal information.
The right to data portability. You have the right to be provided with a copy of the
information we have on you in a structured, machine-readable, and commonly used
The right to withdraw consent. You also have the right to withdraw your consent at any time where Decimal, Inc. dba Ubiquity Retirement + Savings relied on your consent to process your personal information.
Please note that we may ask you to verify your identity before responding to such requests.
You have the right to complain to a Data Protection Authority about our collection and use of your Personal Data. For more information, please contact your local data protection authority in the European Economic Area (EEA).
We may employ third party companies and individuals to facilitate our Service (“Service Providers”), provide the Service on our behalf, perform Service-related services, or assist us in analyzing how our Service is used.
These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
We may use third-party Service Providers to monitor and analyze the use of our Service.
For more information on the privacy practices of Google, please visit the Google
Privacy Terms web page: https://policies.google.com/privacy?hl=en
Mixpanel is provided by Mixpanel Inc.
You can prevent Mixpanel from using your information for analytics purposes by opting out. To opt-out of Mixpanel service, please visit this page:
Google Ads (AdWords)
Google Ads (AdWords) remarketing service is provided by Google Inc. You can opt-out of Google Analytics for Display Advertising and customize the Google Display Network ads by visiting the Google Ads Settings page: https://adssettings.google.com
Google also recommends installing the Google Analytics Opt-out Browser Add-on – https://tools.google.com/dlpage/gaoptout – for your web browser. Google Analytics Opt-out Browser Add-on provides visitors with the ability to prevent their data from being collected and used by Google Analytics.
For more information on the privacy practices of Google, please visit the Google Privacy Terms web page: https://policies.google.com/privacy?hl=en
This advertiser uses Bing Ads to promote their business online. To market their product or service more effectively, this advertiser uses a small text file known as a cookie to record the completion of your transaction. Bing Ads wants to assure you that any information that is gathered will remain anonymous and cannot be used to identify you.
Browsers, such as Internet Explorer and Mozilla Firefox, let you delete cookies and choose what types of cookies you want to allow on your computer. Please check Help for your browser to learn how to delete cookies or change the privacy level on your computer.
Facebook remarketing service is provided by Facebook Inc.
You can learn more about interest-based advertising from Facebook by visiting this page: https://www.facebook.com/help/109378269482053
To opt-out from Facebook’s interest-based ads, follow these instructions from Facebook: https://www.facebook.com/help/568137493302217
Facebook adheres to the Self-Regulatory Principles for Online Behavioral Advertising established by the Digital Advertising Alliance. You can also opt-out from Facebook and other participating companies through the Digital Advertising Alliance in the USA http://www.aboutads.info/choices/, the Digital Advertising Alliance of Canada in Canada https://youradchoices.ca/ or the European Interactive Digital Advertising Alliance in Europe https://www.youronlinechoices.com/, or opt- out using your mobile device settings.
For more information on the privacy practices of Facebook, please visit Facebook’s Data Policy: https://www.facebook.com/privacy/explanation
Twitter allows advertisers to run advertising campaigns in publishers’ mobile applications and websites to reach audiences that may be interested in their products or services. Twitter respects your privacy as a user, and you can opt-out from being included in Twitter’s interest-based advertising services on supported devices: Your iOS mobile device may provide a “Limit Ad Tracking” setting. On Android devices, your settings may allow you to “Opt out of Interest-Based Ads.” When you have opted out using this setting on a device, Twitter will not use in-app information collected from that device to infer your interests or serve ads to that device that are targeted based on your inferred interests.
Your mobile web browser may also provide a “Do Not Track” browser setting. When you have enabled this setting in your browser, Twitter will not use mobile web browsing information from that browser to infer your interests or serve ads to that device that are targeting based on your inferred interests.
Please note that while opting out limits Twitter’s collection of information to serve you ads based on your inferred interests, it does not prevent you from receiving ads from Twitter, it affiliates, or third parties.
A third-party service to match site visitor’s browser cookies to their mailing address and send special offers through the mail on Ubiquity’s behalf. Ubiquity never receives or stores any of this information from Modern IO and Modern IO does not provide or sell this information to any third-party company or service. After fulfilling its mailing obligations, Modern IO deletes your information.
To opt-out of receiving our direct mail, email us at firstname.lastname@example.org. We will honor your request, but please understand that it may take 30 business days for such mailings to end.
We may provide paid products and/or services within the Service. In that case, we use third-party services for payment processing (e.g., payment processors).
The payment processors we work with are:
Merchant eSolutions, Inc.
This section addresses the California Consumer Privacy Act (CCPA), to be effective as of January 1, 2020, which provides additional rights and protections related to personal information of California residents.
A) “Do Not Sell My Data”.
The CCPA requires companies that sell personal information to provide California residents a “Do Not Sell My Data” opt-out option, as well as an opt-in option for minors under 16 years of age. Ubiquity does not and will not sell the personal information we collect and therefore we do not include these options on our website.
B) Request to Know & Request to Delete.
If you are a California resident covered by the CCPA, you are permitted to: (1) request that Ubiquity disclose your Personal Information that we possess to you, and (2) request that we delete your Personal Information as long as this does not preclude us from performing our duties with respect to the products we administer for you.
You also have the option to designate an authorized agent to make a request on your behalf.
You may submit a request to Ubiquity by emailing us at email@example.com. Please include your name, email address, and your mailing address in the request. We will follow up with additional questions to verify your identity before disclosing the information you requested. If verification has been successful, we will then respond within state mandated timeframes (within 45 days). Our response may be one of the following: a) provide the information requested, (b) make the requested deletion, or (c) advise that a legal exemption applies, and we are not able to comply with the request.
If you have any concerns or would like more information regarding these rights, please contact Ubiquity’s Security Officer by email at firstname.lastname@example.org.
Our Service may contain links to other sites that are not operated by us. If you click a third-party link, you will be directed to that third party’s site. We strongly advise you to review
We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.
Our Service does not address anyone under the age of 18 (“Children”). We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your Child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.