Ubiquity Privacy Policy

1. Introduction

This Privacy Policy describes how Decimal, Inc. dba Ubiquity Retirement + Savings (“Ubiquity”, “us”, “we”, “our”) collects, uses, stores, and shares your information when: (1) you access and use our website at www.myubiquity.com or any other digital platform where this website is posted (“Website”); (2) you purchase products or services from us (“Services”); (3) you communicate with us in any manner, including by e-mail, text, social media, or telephone (“Communications”); and (4) we interact with our third party partners, brands, publishers, merchants, and service providers.

2. What Type Of Information Do We Collect About You?

Depending on how you interact with the Website, the nature of your Communications, and how we may interact with certain third parties, we may collect the following information about you:

  • Basic Identifying Information. Information such as your full name, postal address, e-mail address, phone number, account name and password, username, and other similar identifiers.
  • Business Information. Information such as the type of business, number of employees, your financial goals, the type of 401(k) plans you would like to have established and their details, and other related information.
  • Device Identifier and other Unique Identifiers. Information such as your device identifier, internet protocol (IP) address, cookies, beacons, pixel tags, mobile ad identifier, and other unique identifiers that is collected when you use our Website or engage in our Communications.
  • Internet or Other Network Activity. Information such as your browsing or search history, and other information regarding your interactions with our Websites, emails, and advertisements.
  • Geolocation Data. Information that permits us to determine your location so that we can determine the best Services to offer you.
  • Commercial Information. Information such as the nature of the Services you’ve considered from us, and related information.
  • User Content. Information such as your Communications with us and any other content you provide, such as social media profiles, photographs of receipts, images, videos, survey responses, comments, product reviews, testimonials, and other content.
  • Audio and Visual Information. Information such as photographs, images, videos, and recordings of your voice (such as when we record customer service calls for quality assurance).
  • Inferences. Information such as inferences drawn from or created based on the information identified above.
3. How Do We Collect Your Information?

We collect your information in three ways: (1) directly from you when you use our Websites, Services, and Communicate with us; (2) automatically using online technologies when you engage with our Websites, Services, and Communications; and (3) from third parties.

  • Directly from you. We collect information directly from you when you visit our Websites, purchase products through our Websites, engage in our Services, enter your information through our Websites, access our content, take a survey or a poll or enter a contest, engage in Communications with us, or sign-up to receive emails, text messages, or certain other Communications from us.
  • Automatically Using Online Technologies. When you visit our Websites, open or click on emails we send you or related Communications, or interact with our advertisements, we or other third parties may automatically collect certain information about you using online tracking technologies such as cookies, pixels, web beacons, software developer kids, and related technologies. For more information, see How Do We Use Cookies and Similar Online Tracking Technologies below.
  • From Third Parties. We collect information from our third party partners, such as distributors, suppliers, other members, partners, data analytics providers, marketing or advertising providers, fraud prevention service providers, and vendors that provide services.
4. How Do We Use Cookies and Similar Online Tracking Technologies

We and our third-party partners use cookies, pixels, web beacons, software development kits, and other similar online tracking technologies to gather information about you when you use our Websites, interact with our Services, and engage with our Communications. These technologies may include payment processing, advertising, marketing, and related services. Others are used to maintain the security of our Websites, manage your account, prevent crashes, fix bugs, save your preferences, assist with basic Website functions.
For example, when you visit our Website you may have cookies set from YouTube because we have videos that may be played through YouTube on our Websites. Our Websites also use Google Analytics for analytics purposes. You can learn more about Google Analytics by vising How Google uses information from sites or apps that use our services.
To obtain a list of the third parties that use these tracking technologies on our Websites, please send an e-mail to legal@myubiquity.com.

5. How Do We Use Your Information?

We use your information for a variety of purposes, including to:

  • Provide our Websites and Services to You. We use your information to provide our Websites and Services to you, including to: (1) create and manage your account; (2) allow you to use the Websites and purchase products; (3) facilitate your use of our Services; (4) answer your Communications; and (5) perform other related business functions.
  • Communicate with You. We use your information to engage in Communications with you, such as to respond to your requests, inquiries, issues, feedback, and to provide customer service.
  • Market and Advertise. We use your information for marketing and advertising purposes, including sending marketing, advertising, and promotional communications to you by email, postal mail, or other communication channel. We also use your information to show you advertisements for Services and on our Websites.
  • Conduct Analytics and Personalization. We use your information to conduct research and analytics, including to improve our Websites and Services. We also use your information to understand your interaction with our Websites, advertisements, Services, and our Communications with you. We further use your information to personalize your experience, save you time when you visit our Websites and use our Services, better understand your needs, and provide personalized recommendations for our Services.
  • Security and Fraud Prevention. We use your information to detect, investigate, prevent, or take action regarding possible malicious, deceptive, fraudulent, or illegal activity, including fraudulent transactions. We also use your information to enforce our terms and procedures, prevent against security incidents, and prevent the harm to other users of our Services.
  • Legal Obligations. We use your information to comply with our legal and regulatory obligations, to establish and exercise our rights, and to defend against legal claims.
  • Business Functions. We use your information to support our core business functions, including to maintain records related to business management, loss prevent, collecting amounts owed, and identifying and repairing errors or problems in the Websites.
6. How Do We Disclose Your Information?

We may disclose or share your information with affiliated and non-affiliated third-parties, including in the following scenarios:

  • With your Consent. We may disclose or share your information with your consent, which may be obtained in writing; online, through “click-through” agreements; when you accept the terms of use on our Websites; when you accept the setting of cookies and related tracking technologies; orally, either in person or on the phone; or by other means.
  • In a Business Transfer. We may disclose or share your information as part of a corporate business transaction, such as a merger or acquisition, joint venture, corporate reorganization, financing, or sale of company assets, or in the unlikely event of insolvency, bankruptcy, or receivership, in which such information could be transferred to third parties as a business asset in the transaction or otherwise during related proceedings.
  • To Non-Affiliated Third Parties. We may disclose or share certain information with non-affiliated third parties to the extent permitted by applicable law and to facilitate your access and use of our Websites, our Services, to complete a transaction, and to provide us with certain business functions. We do not share your telephone number with third parties. The types of third parties we may share your information with include partners, internet service providers, data analytics providers, governmental entities, operating systems and platforms, and service providers who provide us a service (e.g., customer service, distribution, supply, auditing, marketing, shipping, debugging to identify and repair errors that impair existing intended functionality on our Websites, and/or protecting against malicious, deceptive, fraudulent, or illegal activity).
  • For Legal Process And Protection. We may disclose or share your information to satisfy any law, regulation, legal process, governmental request, or where we have a good faith belief that access, use, preservation or disclosure of such information is reasonably necessary to: (1) enforce or apply our agreements; (2) protect our interests, property, or safety of others; (3) in connection with claims, disputes, or litigation; and (4) to protect our Websites and Services.
7. How Do We Protect Your Information?

Although no system can guarantee the complete security of your information, we take all commercially reasonable steps to ensure your information is protected in alignment with all applicable laws and regulations, as appropriate to the sensitivity of your information.

8. How Long Do We Keep Your Information?

We keep your information for as long as is necessary in accordance with the purpose for which it was collected, other noticed purposes, our business needs, and our legal and regulatory obligations. If we dispose of your information, we will do so in a way that is secure and appropriate to nature of the information subject to disposal.

9. Links To Third Party Sites

Our Websites and Services may contain links to third party websites and services. Please note that these links are provided for your convenience and information, and the websites and services may operate independently from us and have their own privacy policies or notices, which we strongly suggest you review.

10. Do Not Track

Our Websites may, from time to time, collect information about your online activities, over time and across our different websites. When you use our Websites, third parties may also collect information about your online activities, over time and across different internet websites, online or cloud computing services, online applications, or mobile applications. Some browsers support a “Do Not Track” feature, which is intended to be a signal to websites that you do not wish to be tracked across different websites you visit. Our Websites do not currently change the way they operate based upon detection of a “Do Not Track” or similar signal.

11. Your Rights

For all individuals, regardless of location, you have a right to stop receiving promotional e-mails or other related communications from us at any time by clicking on the “unsubscribe” link at the bottom of any promotional e-mail you receive from us.

12. Children

Our Websites and Products are not intended for children under the age of 13. This includes any links to other websites that we provide for our convenience. We don’t knowingly collect the information of children under 13 for any reason.

13. Changes To Our Privacy Policy

We may change this Policy from time to time. Any and all changes will be reflected on this page, and where appropriate provided in person or by another electronic method. The effective date will be stated at the top of this Policy. You should regularly check this page for any changes to this Policy.

14. Accessibility

If you require a copy of this Privacy Policy in an alternative format, please Contact Us.

15. Contact Us


Last Modified: November 10, 2023

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© 2024 Ubiquity Retirement + Savings
44 Montgomery Street, Suite 300
San Francisco, CA 94104

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Talk to Sales
Schedule a Free Consultation

Contact Support
Visit our Help Center
6am–5pm PT / 9am–8pm ET

© 2024 Ubiquity Retirement + Savings
44 Montgomery Street, Suite 300
San Francisco, CA 94104