Full-service, efficient, intuitive – our plans simplify the road to retirement so your employees can focus on what matters most: a secure financial future.
For over two decades, Ubiquity has helped businesses maximize tax benefits without the headaches through advanced, future-driven features, meeting workforces where they are.
Our team of experts will help you get set up, ensuring you have exactly what you need for your business right from the start.
Whether you need a simple setup and maintenance process or full-scale customization options without the big-box prices, Ubiquity’s plans are here to meet you where you are.
A cost-effective 401(k) solution designed with expert-selected features to simplify retirement benefits for your business.
A highly customizable 401(k) that lets you tailor plan design—from employer matching to profit sharing—ensuring it fits your unique business needs.
A premium 401(k) with fiduciary support, compliance safeguards, and advanced customization for businesses that need more.
We integrate with top payroll providers so you can easily find their payroll, connect their plan, and build a straightforward 401(k).
A small business 401(k) helps owners boost their competitiveness, reduce tax liability, increase employee retention and satisfaction, and more through robust benefits that are tailored to their needs. And thanks to tax credits, SECURE 2.0, and other updates, setting up a retirement plan is more affordable and advantageous for owners than ever.
Small Business 401(k)
Solo 401(k)
Safe Harbor 401(k)
State-run IRAs may seem convenient, but they can hold businesses back due to issues like limited design flexibility, less investment options and employee incentives. A 401(k) not only allows all of these but provides even more major features that enhance your business and team.
Unlike plans with an AUM (assets under management) approach, flat fee 401(k)s ensure business owners keep more of their hard-earned money with one, consistent cost, no matter how much their assets grow.
Our Solo(k) and Safe Harbor plans are the most affordable and simple 401(k)s for smaller teams without sacrificing quality.
Business owners like yourself will need to comply with IRS regulations around nondiscrimination testing, yearly filings, and contribution limits to maintain compliance. Providers like us usually offer support like 3(16) fiduciary services to help streamline these processes.
In 2025, employees can contribute up to $23,000 (or $30,500 for ages 50 and older). Along with taking advantage of the Employer Tax Credit, employers can contribute up to $66,000 per employee ($73,000 with catch-up contributions).
With the right provider, tools, and knowledge, adopting a 401(k) is one of the best investments you can make for your business.
We offer three Business 401(k) plans: Reserve(k)®, Custom(k)®, and Saver(k)®.
We built a platform geared toward ensuring that your plan is easy to manage and understand. We have incorporated streamlined administration, reports, simple payroll integration, recordkeeping, and transparent low costs.
All our plans are designed to help business owners and their employees maximize their retirement benefits through features like:
Book a consultation to discuss more features included.
Schedule a free consultation. Our team of retirement experts will discuss your needs and walk you through our suitable offerings before you officially sign up.
Have questions? Talk to a Consultant
