Should I Stop Contributing to My 401(k)
It’s natural to feel nervous about 401(k) contributions, but is your situation dire enough justify reducing saving for your future? Here's what you need to know, and other options.
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Employees
How New Comparability 401(k) Plans Benefit Small Business Owners
New comparability 401(k) plans let employers customize contributions for different employee groups, offering higher rewards to select groups while still contributing to others.
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Employers & Business Owners
Selling 401(k) Plans to Your Business Owner Clients
Offering clients 401(k)s through a trusted plan provider reduces your workload and risk while maximizing clients' contributions, cutting taxes, and leveraging SECURE Act credits.
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Financial Advisors
401(k) Safe Harbor Contribution Limits
The IRS is increasing the maximum individual 401(k) contribution limit to $23,500, up from the $23,500 limit in 2024.
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Employees
Small Business 401(k) Plans
A guide for small business owners to affordable and easy 401(k) plans. A Ubiquity Retirement + Savings™ 401(k) enables you to:
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Employers & Business Owners
What Is the Difference Between a MEP and a PEP?
Multiple Employer Plans (MEP) and Pooled Employer Plans (PEP) let employers join a single retirement plan, offering a collective approach to retirement savings.
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Employers & Business Owners
How Do I Know If My 401(k) Is Top-Heavy?
Do a few people in your 401(k) plan have the majority of the money? If so, the IRS may require you to do something about it.
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Employers & Business Owners
Small Business Profit-Sharing 401(k)
Discover how a 401(k) plan with profit-sharing boosts retirement savings, with employers contributing to employees’ accounts based on company profits.
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Employers & Business Owners
401(k) Plan Administrator Responsibilities
A 401(k) plan administrator ensures your plan complies with regulations and that its investment strategies help all participants successfully save for retirement.
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Employers & Business Owners
Broken Eggs: The Looming Retirement Crisis
A hard hitting look at one of the gravest social issues facing the aging U.S. workforce.
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Employees
Who Is My 401(k) Plan Administrator?
A 401(k) recordkeeper monitors plan participation, investments, and financial transactions, ensuring clarity and compliance.
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Employers & Business Owners
Can My Spouse Participate in My Solo 401(k)?
One of the benefits of a Solo 401(k) is that your spouse can also participate in the plan. If you both take taxable income from the same sole proprietorship, your spouse can make equal contributions.
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Employers & Business Owners
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