What is a Safe Harbor Match?
In exchange for getting a free pass on annual IRS testing, Safe Harbor plans require employers to make annual contributions on behalf of their employees.
Everyone
Employers & Business Owners
SIMPLE IRA vs. 401(k): Which is Better for Small Business?
When compared to a SIMPLE IRA, a 401(k) plan is the smarter solution for small businesses, ultimately providing greater value for owners and employees.
Everyone
Employers & Business Owners
How Much Will I Get If I Cash Out My 401(k) Early?
Cashing out your 401(k) early can set your growth back. It's recommended to let your money sit as long as possible, but that may not always be an option. Here's what to consider.
Everyone
Employees
How Can I Avoid Paying Taxes on My 401(k) Withdrawal?
From making Roth 401(k) contributions to avoiding penalties by not withdrawing funds early, there are several strategies for reducing your tax burden with a 401(k) retirement savings account.
Everyone
Employees
401(k) Retirement Planning
Attracting and retaining talent with a 401(k) is a must for all businesses. Learn the long-term benefits of a retirement plan that will keep your employees happier longer.
Everyone
Employees
Do I Have to Pay Back an SBA Disaster Relief Loan?
The U.S. Small Business Administration is offering Economic Injury Disaster Loans (EIDL) worth up to $2 million. The goal is to support small businesses in overcoming temporary loss of revenue.
Everyone
Employers & Business Owners
How to Set Up a Safe Harbor 401(k) Plan
Looking to reward your employees with higher retirement contributions and allow higher contributions for owners, while legally bypassing potentially expensive annual nondiscrimination testing?
Everyone
Employers & Business Owners
How Much Does a 401(k) Cost a Small Business?
Worried about the cost of starting a 401(k)? Ubiquity offers simple, affordable retirement solutions designed to meet your needs and your budget.
Everyone
Employers & Business Owners
Are your IRA and 401(k) protected from future long-term care needs?
Medical advances extend life expectancy and costs. Savings with IRAs and 401(k)s helps protect taxable earnings and secure your financial future through your golden years.
Everyone
Employees
401(k) Benefits
401(k) plans are one of the most popular retirement savings vehicles because they’re flexible and provide solid benefits to both business owners and employees.
Everyone
Employers & Business Owners
Understanding Form 5500
If you’re a plan administrator for a defined contribution plan, like a 401(k), you’re required to file an annual return called a Form 5500.
Everyone
Employers & Business Owners
3(21) Investment Fiduciary Services
Learn what a 3(21) investment fiduciary can—and can’t—do to help manage your small business retirement savings plan.
Everyone
Employers & Business Owners
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