Catch-Up Contributions and SECURE 2.0: What to Know and Next Steps
In its simplest form, catch-up contributions are exactly what it sounds like: An opportunity for people 50 and older to “catch up” and save more money. Here's everything to know.
Everyone
Employees
Blueprint to Retirement Planning
Download Ubiquity's Blueprint to Retirement Planning
Everyone
Employees
Annual IRS Contribution Limits
The IRS released inflation adjustments for next year, including contribution limits, IRA income limits, and salary thresholds for key and highly compensated employees.
Everyone
Employees
SECURE Act Explained: Plan Eligibility for Long-Term Part-Time Employees
This post aims to provide an insightful guide for plan sponsors navigating these new regulations, ensuring smooth transition and compliance.
Everyone
Employers & Business Owners
Financial Advisors Guide to Ubiquity 401k Plans
Learn why advisors and their clients choose Ubiquity and about the suite of plans available.
Everyone
Financial Advisors
Navigating 401(k) Plan Compliance
This article aims to demystify the essentials of 401(k) plan compliance, providing a clear roadmap to avoid legal pitfalls and create a solid retirement savings vehicle for your employees.
Everyone
Employers & Business Owners
Solo 401(k) Provider
With the right provider, solo business owners can gain immediate tax benefits, save for the future, and enjoy financial flexibility at an affordable cost.
Everyone
Employers & Business Owners
Small Business 401(k) Setup: Key Questions to Ask Your Retirement Plan Provider
Setting up a small business 401(k) can be overwhelming, but we're here to help! In this guide, we cover the questions you need to ask your plan provider to simplify the process.
Everyone
Employers & Business Owners
Do Gig Workers Need a 401(k) Plan? The Answer is Yes!
If you’re a gig worker wondering how to secure your financial future, you’ve come to the right place. Let’s delve into the comprehensive benefits of a small business 401(k) plan and how to go about setting one up.
Everyone
Employers & Business Owners
Navigating Forms for Small Business 401(k) Plans
By understanding these forms and timelines, not only do you ensure compliance, but you also offer your employees and yourself two incredible psychological benefits: peace of mind and a greater sense of security.
Everyone
Employers & Business Owners
401k Pricing Flat Fees vs Percentage Fees
Discover some of the subtleties in 401(k) pricing as some fees can impact the growth of your account. Learn what you need to know to manage your retirement savings.
Everyone
Employers & Business Owners
Ubiquity Retirement + Savings® Celebrates 24 Years of Revolutionizing the Small Business 401(k) Space
As Ubiquity celebrates our 24-year anniversary, it’s a time for reflection and appreciation for our journey to help small businesses thrive in the retirement savings landscape.
Everyone
Employers & Business Owners
