Our Beginning and Our Vision

As we at Ubiquity Retirement + Savings celebrate our 24th anniversary this year, it’s a time for reflection and appreciation for our journey. A journey that started in 1999 with a vision to level the playing field for small businesses in the retirement savings landscape.

Simplifying 401(k) for Small Businesses

From day one, we saw an opportunity to address an underserved area of the market. Small businesses often faced challenges in offering 401(k) plans due to complex processes and high costs. Recognizing these barriers, we made it our mission to democratize access to 401(k) plans, providing solutions that were simple, affordable, and personalized.

Simplicity has been a cornerstone of our approach. We transformed the intricate process of setting up and managing a 401(k) plan, creating a user-friendly online platform that any small business could navigate with ease. This ease of use was not just about convenience; it was about empowerment, about enabling small businesses to offer benefits usually reserved for larger corporations.

Our Commitment to Affordability and Transparency

Our commitment to affordability goes hand-in-hand with our dedication to transparency. We believe that every business, regardless of its size, deserves to be able to offer competitive retirement benefits. By maintaining transparent, flat fee structures and affordable solutions, we’ve enabled small businesses to attract and retain top talent in a highly competitive market. Ultimately, it’s what makes our 401(k) products better.

Personalization at the Heart of Our Service

We didn’t get our #1 ranking for service by accident. Personalization has always been at the heart of our philosophy. We know that each business has unique needs and goals. That’s why we offer custom-tailored plans, ensuring every business has a 401(k) plan that perfectly aligns with their objectives.

This focus on personalization has allowed us to become trusted partners for countless small businesses throughout their retirement planning journey. It’s why we have so many customers still with us after 20+ years!

Driving Innovation in the 401(k) Space

Over the past 24 years, we have seen the small business 401(k) space evolve, and we’re proud to have led many of these changes. Whether it’s leveraging new technologies or educating businesses on the benefits of 401(k) plans, our innovative spirit has kept us ahead of the curve.

Empowering Financial Well-Being

More than just a provider of retirement savings solutions, we consider ourselves a partner in small business financial well-being. Our dedicated customer support and educational resources empower businesses and their employees to make informed financial decisions, fostering a culture of financial literacy and independence.

Looking Back, Moving Forward

As we celebrate our 24th anniversary, we look back with pride at our past, and look forward with excitement to our future. We remain steadfast in our mission to make retirement planning accessible and affordable for all small businesses. After all, we are not just a service provider; we are a catalyst for change, transforming the way small businesses approach retirement savings.

Here’s to 24 years of innovation, dedication, and service, and to many more years of empowering small businesses and their employees. We are Ubiquity Retirement + Savings, and we are proud of our pioneering journey in the small business 401(k) space.