Automatic Enrollment

Join Ubiquity in our mission to help small businesses like yours, and your employees, save for the future!

Take advantage of Ubiquity’s Automatic Enrollment service at NO EXTRA COST to improve employee participation rates, while attracting new talent. Plus, you can qualify for a $500 tax credit when you add auto-enrollment to your plan.

Overcome employee enrollment hurdles and maximize savings with automatic enrollment

Auto-enrollment provides employees with an effortless way to join your Ubiquity 401(k). Although 401(k) is the second most sought-after benefit following health, only a small fraction of employees participate due to the overwhelming complexities of enrollment. Ubiquity is about keeping things simple for you and your employees; no training manual required!

Lower the cost of Safe Harbor

3.5% Safe Harbor match is now available in automatic enrollment plans. Previously, the most affordable Safe Harbor match option was 4%. Ask us about Safe Harbor, a plan that helps you maximize your 401(k) plan contributions.

Maximize tax savings

Contribute to each employee account up to a maximum of $43,500, and contribute as much as $22,500 (2022 IRS Section 402g limit) to your own account.

Improve the plan’s annual non-discrimination test results

with improved participation and increased employee account balances. The latter will help combat a top-heavy plan status.