Small Business 401(k) Plan Pricing And Fees

Download the Definitive Guide to Small Business 401(k) and learn everything you need to know as a small business owner.

    Small Business 401(k) Plan Fees

    Understanding 401(k) Costs and Fees

    Small businesses are overlooked in the 401(k) industry and charged higher fees because they have fewer employee participants and smaller account balances.

    At Ubiquity, helping small businesses with affordable retirement plans is, and always has been, all that we do.

    It is important to understand the types of fees that may be assessed in a 401(k) plan and who can pay those fees, so you can make smart choices when it comes to your retirement savings. In fact, the retirement plan rules require the employer offering the plan to keep an eye on plan costs to ensure they are reasonable based on the services received. The employer must pay some 401(k) fees, and some are deducted from employees’ 401(k) accounts. Here are the fees that typically occur in a 401(k) plan and how they can be paid.

    Keep what's yours with Ubiquity's affordable, flat fee 401(k) plans. Our consultants have an average of 10 years experience and can help you navigate the 401(k) landscape–no obligation. Call 866.634.6116 or schedule a demo with a retirement expert to learn more.
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    Ubiquity Offers Affordable And Easy To Set Up 401(k) Plans


    Flat fee per month

    For businesses with no full-time employees except the owner/spouse/partner (up to 2 total).

    Purchase Now Get your Single(k) guide


    Flat fee per month

    Small businesses and startups looking for simplicity and tax savings.

    Free consultation Get your Express(k) guide


    Flat fee per month

    Business owners who want a fully customized plan to maximize their tax savings.

    Free consultation Get your Custom(k) guide

    Small Business 401(k) Retirement Services

    Our retirement planning consultants/experts will work closely with you to develop a retirement strategy that meets your needs and delivers beyond what you may have thought possible.

    Free, Efficient, Expert advice

    Ubiquity’s experienced sales team provides one-on-one, personalized coaching. We walk through the process with you, unraveling complexities and delivering advice based on best practices, for a customized, turnkey retirement plan that meet your goals and saves you time.

    Low Cost Commitment

    Since 1999, Ubiquity has remained committed to a very low, flat-fee, monthly subscription model.

    Keep more of your retirement savings

    Don’t erode your retirement nest egg with excessive, additive administrative fees. Most of our competitors charge a percentage fee on your growing total account balance. Ubiquity’s flat, monthly, fixed subscription fee means you don’t pay an administrative fee based on the amount you have saved.


    Download the Definitive Guide to Small Business 401(k).

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    ““Meli is amazing! Always ready to answer questions (even the silliest/smallest ones) and never makes me feel ridiculous for asking them. Additionally, she's wonderful at returning calls and really making her clients feel valued and listened to! I feel 100% secure in all things related to retirement because I know Meli has our back :)””

    - -David Miller, Coffee Meets Bagel, Inc.

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    44 Montgomery Street, Suite 300
    San Francisco, CA 94104

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    © 2023 Ubiquity Retirement + Savings
    Privacy Policy
    44 Montgomery Street, Suite 300
    San Francisco, CA 94104