Download the Definitive Guide to Small Business 401(k) and learn everything you need to know as a small business owner.
Small businesses are overlooked in the 401(k) industry and charged higher fees because they have fewer employee participants and smaller account balances.
At Ubiquity, helping small businesses with affordable retirement plans is, and always has been, all that we do.
It is important to understand the types of fees that may be assessed in a 401(k) plan and who can pay those fees, so you can make smart choices when it comes to your retirement savings. In fact, the retirement plan rules require the employer offering the plan to keep an eye on plan costs to ensure they are reasonable based on the services received. The employer must pay some 401(k) fees, and some are deducted from employees’ 401(k) accounts. Here are the fees that typically occur in a 401(k) plan and how they can be paid.
For businesses with no full-time employees except the owner/spouse/partnerPurchase Now Get your Single(k) guide
Small businesses and startups looking for simplicity and tax savingsFree consultation Get your Express(k) guide
Our retirement planning consultants/experts will work closely with you to develop a retirement strategy that meets your needs and delivers beyond what you may have thought possible.
Free, Efficient, Expert advice
Ubiquity’s experienced sales team provides one-on-one, personalized coaching. We walk through the process with you, unraveling complexities and delivering advice based on best practices, for a customized, turnkey retirement plan that meet your goals and saves you time.
Low Cost Commitment
Since 1999, Ubiquity has remained committed to a very low, flat-fee, monthly subscription model.
Keep more of your retirement savings
Don’t erode your retirement nest egg with excessive, additive administrative fees. Most of our competitors charge a percentage fee on your growing total account balance. Ubiquity’s flat, monthly, fixed subscription fee means you don’t pay an administrative fee based on the amount you have saved.
Download the Definitive Guide to Small Business 401(k).Download Now
““Meli is amazing! Always ready to answer questions (even the silliest/smallest ones) and never makes me feel ridiculous for asking them. Additionally, she's wonderful at returning calls and really making her clients feel valued and listened to! I feel 100% secure in all things related to retirement because I know Meli has our back :)””