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Do Better​ than VA State IRA with a Ubiquity Small Business 401(k)

A Ubiquity Small Business 401(k) enables:

  • Flat Fee Structure
  • Plug-n-Play Payroll Integration
  • 30k Mutual Funds + ETFs + ERISA 3(38) Plans
  • Best in Class Compliance Support
  • Live Customer Support
23+ years of expertise pioneering 401(k)s

Hurry, before prices go up! Trust the only small business 401(k) provider ranked #1 in Google reviews².

Call toll-free 866-891-5303
or schedule a free consultation
with a retirement specialist.

Top Reasons a Ubiquity 401(k) Beats the VA State Plan

  1. Ubiquity 401(k) 100% complies with the VA state mandate requirements
  2. Ubiquity 401(k) could help save more in personal and business taxes than VA state plan while lowering taxable income—additional tax credits are available with us
  3. Ubiquity 401(k)s plug-n-play payroll integration saves time and prevents stress by integrating payroll and automating plan administration
  4. Flat fee structure

​You can either choose the state plan with limited options or you can choose the better plan, the one thousands of your fellow small business owners have chosen: the Ubiquity 401(k). ​

Call toll-free 866-891-5303 to enroll today.

Ubiquity is the #1 Ranked 401(k) Provider – Highest Customer Satisfaction in the Industry¹


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Get a Fast, No-Obligation Quote Today

How much will you pay for 401(k)? Get an instant quote.

How many employees do you have?
I am a sole proprietor
(just me/or my business partner/spouse)

Or schedule a free consultation with a retirement specialist.

Why VA Small Businesses Choose the Ubiquity 401(k)

If you want to be able to:

  • Save 3x more for retirement
  • Trust your retirement to the #1 ranked 401(k) provider to small businesses on Google reviews¹

The choice is clear: the Ubiquity 401(k). See below for even more reasons.

State Plan

Ubiquity 401(k)

Maximum employee annual contribution amount



Additional annual employer contribution limit

Not offered

Yes, up to an additional $43,500¹

Flat fees that don’t increase with your account balance

No, asset-based fees

Yes, flat fees

$15,000 credit to offset setup costs2



Flexible auto-enrollment and vesting schedules



Investment guidance based on individual risk tolerance



Employee enrollment meetings and education



Auto-enrollment and escalation

Required at mandated levels

Optional and flexible

Customizable investment lineups



1.  This limit is subject to cost-of-living increases for later years (for prior years, refer to this cost-of-living adjustment table.)
2. Eligible employers may be able to claim a tax credit of up to $5,000, for three years, for ordinary and necessary costs of starting a 401(k) plan. IRS’ qualifying factors are: you had 100 or fewer employees who received at least $5,000 in compensation from you in the preceding year, you had at least one participant who was a non-highly compensated employee (NHCE) and in the three tax years before the first year you’re eligible for the credit, your employees were substantially the same employees who received contributions or accrued benefits in another plan sponsored by you, a member of a controlled group that includes you, or a predecessor of either. Those plans with automatic enrollment can claim a tax credit of $500 per year for a 3 year taxable period.

Choose a Better Path to Savings

maximum savings contribution UbiquityStart your Ubiquity 401(k) today.

Call toll-free 866-891-5303.

¹ An evaluation has been conducted by Decimal, Inc. through its research of independent customer reviews on Google, Trustpilot, and the Better Business Bureau as reported by unaffiliated contributors on or before September 30, 2022, with a revaluation date on January 12, 2023, resulting in an updated evaluation, for four similar small-business 401(k) providers in the marketplace.

© 2023 Ubiquity Retirement + Savings
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Do not sell my info
44 Montgomery Street, Suite 3060
San Francisco, CA 94104
Support: 855.401.4357

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© 2023 Ubiquity Retirement + Savings
Privacy Policy
Do not sell my info
44 Montgomery Street, Suite 3060
San Francisco, CA 94104
Support: 855.401.4357

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