A Ubiquity Small Business 401(k) enables:
Hurry, before prices go up! Trust the only small business 401(k) provider ranked #1 in Google reviews².
Call toll-free 866-891-5303 or schedule a free consultation with a retirement specialist.
You can either choose the state plan with limited options or you can choose the better plan, the one thousands of your fellow small business owners have chosen: the Ubiquity 401(k).
Call toll-free 866-891-5303 to enroll today.
Provider
Ubiquity
4.3/51
4.5/5
4.5/5
Or schedule a free consultation with a retirement specialist.
If you want to be able to:
The choice is clear: the Ubiquity 401(k). See below for even more reasons.
State Plan
Ubiquity 401(k)
Maximum employee annual contribution amount
$6,000
$22,500¹
Additional annual employer contribution limit
Not offered
Yes, up to an additional $43,500¹
Flat fees that don’t increase with your account balance
No, asset-based fees
Yes, flat fees
$15,000 credit to offset setup costs2
No
Yes
Flexible auto-enrollment and vesting schedules
No
Yes
Investment guidance based on individual risk tolerance
No
Yes
Employee enrollment meetings and education
No
Yes
Auto-enrollment and escalation
Required at mandated levels
Optional and flexible
Customizable investment lineups
No
Yes
1. This limit is subject to cost-of-living increases for later years (for prior years, refer to this cost-of-living adjustment table.)
2. Eligible employers may be able to claim a tax credit of up to $5,000, for three years, for ordinary and necessary costs of starting a 401(k) plan. IRS’ qualifying factors are: you had 100 or fewer employees who received at least $5,000 in compensation from you in the preceding year, you had at least one participant who was a non-highly compensated employee (NHCE) and in the three tax years before the first year you’re eligible for the credit, your employees were substantially the same employees who received contributions or accrued benefits in another plan sponsored by you, a member of a controlled group that includes you, or a predecessor of either. Those plans with automatic enrollment can claim a tax credit of $500 per year for a 3 year taxable period.
¹ An evaluation has been conducted by Decimal, Inc. through its research of independent customer reviews on Google, Trustpilot, and the Better Business Bureau as reported by unaffiliated contributors on or before September 30, 2022, with a revaluation date on January 12, 2023, resulting in an updated evaluation, for four similar small-business 401(k) providers in the marketplace.
© 2023 Ubiquity Retirement + Savings
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44 Montgomery Street, Suite 3060
San Francisco, CA 94104
Support: 855.401.4357
© 2023 Ubiquity Retirement + Savings
Privacy Policy
Do not sell my info
44 Montgomery Street, Suite 3060
San Francisco, CA 94104
Support: 855.401.4357