Ubiquity's Guide to Small Business 401(k) Plans

Empowering Your Business with Comprehensive Retirement Solutions

Navigating retirement planning can be complex, but with Ubiquity’s free Guide to 401(k) Plans, it’s simpler than ever. Tailored for small businesses, this guide offers clarity and actionable steps. Enhance your business by providing a robust retirement plan, attract top talent, and ensure a promising future for your employees.

Download Ubiquity’s Guide to 401(k) Plans

Many small business owners recognize the tax advantages of 401(k) plans, but they can feel overwhelming, especially if you’re a time-strapped small businesses with a tight budget. That’s why Ubiquity has crafted our definitive Guide to 401(k) Plans.

Not only will it empower you to save effectively for your business and future, but it’s also designed to give you peace of mind by cutting through financial jargon and presenting information in a clear, accessible manner. With this small business 401(k) guide, you’ll learn:

Why Choose a 401(k) Over an IRA?
Benefits of a 401(k) Plan for Businesses
Benefits of a 401(k) Plan for Employees
Impact of Secure 2.0 Legislation
Impact on Retirement Savings for Older Americans
How to Save More and Save Longer
Look to the Future: Savers Match (Effective in 2027)
How to Find the Best 401(k) Provider
and more!

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Qualify for Business Tax Credits

See how affordable a 401(k) plan can be.

Recent Secure 2.0 legislation improved the ability of small businesses with employees to qualify for up to $15,000 in tax credits that can help cover the costs of setting up and administering a new 401(k) plan. And with automatic enrollment, eligible employers can not only secure up to $1,500 in additional tax credits over three years to offset plan costs, but can also enjoy the peace of mind that comes from maximizing their financial benefits.

Do you already have a 401(k) plan that was started before 2019?

Yes No

May not be eligible for start-up credit if plan is more than 3 years old, but may still be eligible for $500 auto-enrollment credit.

How many employees do you have?

Cannot exceed 100 employees to be eligible for credit.

How many non-owner employees were paid less than $150,000 last year?

Please enter a number less than your total employee count.

IRS guidelines require your plan to have at least one plan participant who was a non-highly compensated employee for it to qualify for the credit.

Ubiquity 401(k) Plan

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“401(k) was a very daunting undertaking to start initiating in our small business, but Ubiquity has streamlined the setup process and been there every step of the way for us, so it hasn’t felt overwhelming at all.”

- Robyn S.

Call 866.634.6116 now
or schedule a call with a retirement expert to learn more.

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