Small Business Owner? Our Custom(k) 401(k) Plan Is a Perfect Match

Think you need a fully customized 401(k) plan tailored to your business? We agree. With Ubiquity’s Custom(k) plan, you’ll meet the specific need of your small business while maximizing tax advantages.

Small business owners can save money for their business now and for their golden years. See below to start learning how you can start your personalized 401(k) plan with Ubiquity today.

Answer a few simple questions to find the optimal plan for you and your small business.

How many employees do you have?
I am a sole proprietor
(just me/or my business partner/spouse)

Or schedule a free consultation with a retirement specialist.

A 401(k) Plan that Works Hard for You

Custom(k) Plan Features:

  • No charges or commissions based on your savings amount
  • Pre-tax contributions and Roth (after tax) contributions included
  • Option to choose Safe Harbor plan to reduce IRS discrimination testing
  • Free plan design assistance with a retirement plan consultant
  • Fully customizable options for incentivizing key employees
  • Grants access to a broad range of investment options such as Vanguard, Schwab, Fidelity Funds
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Download Your Custom(k) Guide

    Why Use Ubiquity Over Other 401(k) Providers?

    Ubiquity has helped over 100,000 small business savers contribute over $2 billion towards their retirement since 1999.

    Our retirement consultants have an average of 10 years’ experience and can help you set up a personalized retirement plan with the maximum tax benefits over the phone from our U.S.-based offices in less than an hour.

    As one of the first flat-fee providers for small business 401(k), each plan has a dedicated implementation manager and support team. Given our tenure in this field, we have experienced retirement plan consultants who deliver one-on-one coaching when you need them, a low-cost commitment due to our flat-rates, no AUM (Asset Under Management) fees that many other providers have, and much more!

    Ready to call and set up your small business 401(k) plan today? Call 855-401-7253

    How can Ubiquity’s Custom(k) Plan Benefit You?

    What do these fantastic features mean for you and your growing business? Here are just a few of the many reasons why Ubiquity is right for you:

    • Competitive retirement benefits attract and retain employees
    • Planning for business owners and highly compensated employees (HCEs)
    • Efficient process for manage employee contributions through streamlined payroll deduction
    • Tax deduction for plan expenses paid by the business owner
    • Higher contribution amounts than permitted in SEP or SIMPLE IRA plans
    • Control over when taxes are paid on retirement assets (pre-tax versus post-tax Roth contributions)
    • Tax-deferred growth on investments while in the 401(k) plan
    • Option to take a loan from retirement savings
    • Ability to move assets to other retirement arrangements if changing jobs or retiring

     

    “I have never... I mean NEVER worked with a better Customer Service Crew before and my background is Customer Service! They are all fantastic.”

    - Sharon Hampton, Stepp Manufacturing Co.
    Speak with one of our retirement experts today for a free, no-strings consultation.
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    © 2024 Ubiquity Retirement + Savings
    44 Montgomery Street, Suite 300
    San Francisco, CA 94104

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    Talk to Sales
    Schedule a Free Consultation

    Contact Support
    Visit our Help Center
    support@myubiquity.com
    Monday–Friday
    6am–5pm PT / 9am–8pm ET

    © 2024 Ubiquity Retirement + Savings
    44 Montgomery Street, Suite 300
    San Francisco, CA 94104