Setting up the right retirement plan for your team is easier than you think with help from Ubiquity Retirement + Savings.
Customize a simple, affordable retirement plan for your small business in just a few clicks.
Ubiquity makes it fast and easy to set up an affordable, flat-fee 401(k) retirement plan for your small business.
As your 401(k) provider, we make sure you select a plan in line with your company goals that is compliant with US tax laws. We’ll also take care of recordkeeping and administrative duties, while making sure that your employees know about this great new benefit you’re offering. You can select specific investments according to your preferences, either with your own broker or with one of our financial advisor partners. Since 1999, we’ve helped over 100,000 small business employees save over $2.8 billion toward their retirements. Continue reading to learn more about the steps we’ll walk you through in creating a 401(k) plan tailored to your needs.
There are many types of small business 401(k)s, all with different advantages:
Next, you’ll need to consider what special features you want in your company plan. Simply put:
Small business employers often work with brokers to limit legal liability. Having an overly risky, poor-performing, or expensive fund can limit the amount of money employees earn come retirement and open the company up to lawsuits. Most advisors will assume fiduciary duty, so you can be sure the investments selected are in everyone’s best interest. A diversified, low-cost portfolio of mutual funds is the most common choice, but it helps to have an experienced hand at the wheel, keeping tabs on performance over time.
As a 401(k) administrator, we’ll draw up the formal plan documents, notify employees of the benefit, handle the enrollment, and keep track of money going in or out of the account. We’ll help you communicate with the IRS as needed to remain fully compliant with the law. Contact Ubiquity to learn more about how easy it is to set up an affordable, flat-fee 401(k) plan for your small business that will help meet your retirement savings goals.
If you are a small business owner and need a retirement plan for yourself and your company, only Ubiquity offers flat-fee plans, plus expert guidance along the way.
We will fully customize your plan to meet the specific needs of your small business.
Setting up a 401(k) can be complicated. Only Ubiquity gives small business owners access to retirement experts in addition to industry-leading low flat-fees. Each sales expert has over a decade of experience assisting business owners in 401(k) plan design. Take advantage of this free benefit.