(Coming Soon)
Running a business is complicated. Offering a retirement plan doesn’t have to be.
Seeking a set it and forget it approach to sponsoring a retirement plan? For businesses seeking a hands-off option, Ubiquity Express PEP offers an expertly designed and professionally managed plan done for you.
Save time and avoid getting tied up in retirement plan complexities
As the Pooled Plan Provider, Ubiquity does the heavy lifting for you by:
Register today for when Ubiquity's Express PEP is available.
An expertly designed and managed employee retirement benefit
A Pooled Employer Plan (PEP) is a retirement plan that allows unrelated businesses to join a single plan that is established and managed by a registered Pooled Plan Provider (PPP). The PEP functions and provides the same benefits and contribution limits to a typical 401(k) plan, with the added benefit of reducing the fiduciary and administrative responsibilities of the employer.
One size fits most package plan vs. customized plan
PEPs and stand-alone 401(k)s each have their distinct advantages–and understanding your options can help you decide which one is best fit for your needs.
Looking for a simplified approach?
One size fits most approach for those who want to get a plan up and running quickly without all the fuss, a PEP provides a cost-effective way for you to help your employees save for retirement—without the complexity or the liability. The trade-off for the convenient turn-key approach is a lack of flexibility when designing your plan.
Ubiquity’s Express PEP will be priced with small business in mind to take advantage of available tax credits, etc. (simplified, easy to understand, no hidden costs).
If you would like a more tailored solution, a stand-alone 401(k) plan plan might be for you.
Stand-alone 401(k)
PEP
Named fiduciary
Employer
Pooled Plan Provider
Responsible for investment selection and monitoring
Employer or Advisor
Pooled Plan Provider selects investment fiduciary(ies)
Responsible for the day-to-day administration of the plan
Employer
Pooled Plan Provider
Responsible for filing annual government forms
Employer
Pooled Plan Provider
Ability to customize investments
Yes
No
Customizable eligibility and vesting schedules
Yes
No
Flexible matching schedules
Yes
Limited
Bond coverage obtainment
Employer
Pooled Plan Provider
Hiring and managing annual audits of the plan
Employer
Pooled Plan Provider
© 2021 Ubiquity Retirement + Savings
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44 Montgomery Street, Suite 3060
San Francisco, CA 94104
Support: 855.401.4357
© 2021 Ubiquity Retirement + Savings
Privacy Policy
44 Montgomery Street, Suite 3060
San Francisco, CA 94104
Support: 855.401.4357