Ubiquity's Reserve(k) 401(k) Plan: All-inclusive, with extras

Reserve(k) offers all-inclusive flexibility with built-in security.

Small business owners can take advantage of business tax advantages while building their nest egg. See below to start learning how you can start your 401(k) plan with Ubiquity today!

Your White-Glove 401(k) Plan

Interested in what our Reserve(k) plan has to offer? Check out these 401(k) plan features:

• No charges or commissions based on your savings amount
• Pre-tax contributions and Roth (after tax) contributions included
• Optional Safe Harbor provisions to reduce annual IRS testing
• Free plan design assistance with a retirement plan consultant
• Free, dedicated employer and employee support teams
• Fully customizable options for incentivizing key employees
• Catch-up contribution support
• Grants access to a broad range of investment options such as Vanguard, Schwab, Fidelity Funds
• ERISA fidelity bond coverage for up to $1M in assets

How can Ubiquity’s Reserve(k) Plan Benefit You?

What do these fantastic features mean for you and your growing business? Here are just a few of the many reasons why Ubiquity is right for you:

• Competitive retirement benefits attract and retain employees
• Provides planning for business owners and highly compensated employees (HCEs)
• Provides efficient process for manage employee contributions through streamlined payroll deduction
• Tax deduction for plan expenses paid by the business owner
• Higher contribution amounts than permitted in SEP or SIMPLE IRA plans
• Control over when taxes are paid on retirement assets (pre-tax versus post-tax Roth contributions)
• Tax-deferred growth on investments while in the 401(k) plan
• Provides the option to take a loan from retirement savings
• Provides ability to move assets to other retirement arrangements if changing jobs or retiring