401(k) Recordkeeping
The 401(k) recordkeeper's job is to track who’s in your retirement plan, what investments they own, and what money is going in or out.
Everyone
Employers & Business Owners
What Is the Contribution Limit for a Solo 401(k) Plan?
When you have a Solo 401(k), you are both the employer and the employee, allowing you to contribute up to $66,000 per year toward your future.
Everyone
Employees
Solo 401(k) Loans
Interested in borrowing against your retirement fund? One perk of a self-directed solo 401(k) is that it allows for loans. Start saving the self employed way with Ubiquity's Single(k)® plan.
Everyone
Employees
Solo 401(k) for Real Estate Agents and Mortgage Brokers
Save for retirement the self-employed way with a Solo 401(k)! Ubiquity's Single(k)® is ideal for real estate agents, realtors, & mortgage brokers.
Everyone
Employers & Business Owners
How to Claim the Solo 401(k) Contribution Deduction for Self-Employed Business Owners
One of the benefits of the Solo 401(k) is that it’s relatively easy to administer, with nothing more than a 5500-EZ form filing due once the total account balance reaches $250,000 or gets terminated.
Everyone
Employers & Business Owners
Roth Solo 401(k)
A Roth Solo 401(k) lets self-employed entrepreneurs pay taxes upfront now to avoid paying taxes upon withdrawal in retirement. Start saving the self employed way with Ubiquity's easy, affordable Single(k)® offerings.
Everyone
Employers & Business Owners
401(k) Nondiscrimination Testing
Annual nondiscrimination tests ensure that retirement plans benefit all employees. Failing IRS standards can lead to fines, penalties, and administrative headaches.
Everyone
Employers & Business Owners
Who Is Exempt From Filing Form 5500?
Form 5500 is a type of return that's mandatory for practically all plans, just without tax payments! Learn more about it and who is exempt.
Everyone
Employers & Business Owners
401(k) Profit-Sharing Plan
Profit-sharing is a feature that can be added to a normal 401(k) plan to help your employees save for retirement.
Everyone
Employers & Business Owners
What Percent Should Small Business Match on 401(k)?
Small businesses match between 3-6% typically, but you can sponsor a 401(k) plan with no match at all.
Everyone
Employers & Business Owners
How Do I Find My 401(k) Plan Administrator
401(k) plan administrators are typically outsourced third-parties managing daily tasks for your retirement plan. Unsure who it is? Check your plan’s Form 5500.
Everyone
Employers & Business Owners
How Much Can You Invest in 401(k) As a Small Business Owner?
Small business owners are able to maximize and save more for retirement with a 401(k) plan, which will improve their financial well-being and boost tax deductions.
Everyone
Employers & Business Owners
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