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401(k) Plans

401(k) Loans: Rules & What to Know in 2026

Reasons to Borrow from Your 401(k)
Everyone
Employees
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401(k) Plans

What Is the Difference Between a 401(k) and a 403b Retirement Plan?

401(k) plans are for private, for-profit businesses. 403b plans are for tax-exempt organizations and non-profits.
Everyone
Employers & Business Owners
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401(k) Plans

What If My Employer Doesn’t Offer a 401(K) Match?

If your employer does not offer a 401(k) match, you still have lots of options available to help you meet your retirement savings goals.
Everyone
Employees
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401(k) Plans
Small Business

What is 401(k) Vesting? A Guide For Employers Designing Retirement Plans

Everyone
Employers & Business Owners
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Plan Compliance
401(k) Plans

401(k) Plan Sponsor Responsibilities: Duties, Compliance, and a Practical Checklist for Employers

Everyone
Employers & Business Owners
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Plan Compliance

Required Minimum Distributions

Learn How Required Distributions Affect your 401(k) Savings
Everyone
Employees
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Small Business
401(k) Plans

The State of Retirement Readiness: Where Employers Stand & Why They Need More Support

Everyone
Employers & Business Owners
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Plan Compliance
401(k) Plans
Small Business

The 2026 Small Business 401(k) Readiness Checklist

Everyone
Employers & Business Owners
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Small Business
401(k) Plans

Ubiquity Retirement + Savings’ 2025 Year in Review

Small business retirement planning significantly shifted in 2025. Retirement plans, which were once viewed as a secondary benefit, became a core part of how employers compete, comply, and grow.
Everyone
Employers & Business Owners
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Company News

Retirement's New Pitch: Buy The Annuity Direct, Then Build A Plan That Lasts

Tim Cowart, Chief Financial Officer at Ubiquity Retirement + Savings says the momentum behind direct-to-consumer platforms reflects a broader demand for simpler planning and more visible outcomes.
Everyone
Employers & Business Owners
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Company News

Millennials Aren't Ignoring Retirement. They're Rebuilding It.

A generation raised without pensions is leaning on tech, transparency, and new plan design to close the gap. Why millennials are showing up in their 401(k)s.
Everyone
Employers & Business Owners
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Company News

Most Small Businesses Aren't Ready for New Retirement Mandates

New Ubiquity Retirement + Savings survey of 1,000 small business employers finds 94% say retirement plans boost retention, yet many are still catching up on SECURE 2.0 and state mandates
Everyone
Employers & Business Owners
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