Read More About Ubiquity Retirement + Savings™
With 4.3/5 stars and hundreds of reviews, Ubiquity outranks the competition. Google Reviews is one of the most highly trusted, used, viewed, and recognized resource consumers rely on for help in making decisions about where to spend their money. These reviews are written by real customers whose enthusiasm for Ubiquity is contagious.
These ratings and reviews on Google affirm Ubiquity’s strategy to advocate for customers and ensure they get the best value. This recognition by Ubiquity’s customer base has led to outstanding success and strong growth in 2022.
“We are thrilled to see that our efforts and hard work by our teams resonates with Ubiquity customers. We truly appreciate our customers taking the time to leave us great feedback on Google reviews — the most recognized user review platform in the USA,” said Ubiquity CEO + Founder Chad Parks.
In addition to being the top ranked 401(k) provider to small and medium sized businesses on Google, Ubiquity is proud to announce that it is the #1 ranked 401(k) provider to small and medium sized businesses on Trustpilot, one of the most trusted tech platforms for reviews in the world.
And finally, Ubiquity Retirement + Savings is thrilled to announce it is also the #1 ranked 401(k) provider for small and medium-sized businesses at the Better Business Bureau (BBB). The BBB is the household-name company that has been around for over 100 years helping people find businesses, charities, and associations that are reputable and trustworthy. Ubiquity has an industry-leading 4.5/5 stars at BBB.
“We’re humbled to be recognized on Trustpilot and by the Better Business Bureau, which prove our team’s tireless efforts are paying off and exceeding customer expectations. Our clients have trusted us for over 23 years to provide them transparent, flat-fee pricing, which means they’re not getting ripped off, and our white-glove customer service helps them get set up and saving quickly and painlessly,” concluded Parks.
Since launching Ubiquity Retirement + Savings in 1999, the company’s driving force has been to provide qualified retirement plans that meet the needs of small business owners. Our mission is to empower small businesses and their employees to create a more secure financial future by leveraging technology with affordable retirement solutions and world-class customer support.
Ubiquity is a leading fintech company that sits at the crossroads of HCM, SaaS, and robo-recordkeeping. As one of the first flat-fee-for-service small business plan providers in the nation, Ubiquity delivers peace of mind with zero hidden fees. The company is headquartered in San Francisco with satellite offices from coast to coast. Ubiquity exclusively serves over 10,000 American small businesses and hundreds of thousands of savers. With over $3 billion in retirement assets, Ubiquity has clients in all 50 states, delivering a transparent, flat-fee, customizable savings experience. Our tenured team are retirement experts and future-you champions!
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1 An evaluation has been conducted by Decimal, Inc. through its research of independent customer reviews on Google, Trustpilot, and the Better Business Bureau as reported by unaffiliated contributors on or before September 30, 2022, for four similar small-business 401(k) providers in the marketplace.
2 Google ratings are based on independent client reviews of Ubiquity Retirement + Savings products and services. Details on the methodology Google employs to calculate ratings can be found here.
View source version on businesswire.com: https://www.businesswire.com/news/home/20221026005639/en/
Powerful API technology connects Americans saving for retirement with fractional share trading possibilities to enable access to diversified investment choices – a first for small businesses
SAN FRANCISCO–(BUSINESS WIRE)–In an effort to bring new technology and investing capabilities to small businesses Ubiquity Retirement + Savings® (Ubiquity), announces its partnership with DriveWealth – which provides businesses with the power of fractional share trading to retirement plan participants – a first among small business 401(k) providers.
“Making available real time instruments with fractional share trading within a fully disclosed account is a unique differentiator for advisors, employers and participants alike.”
“We began pioneering the small business 401(k) space 24 years ago and with this latest innovation, we believe technology has the power to open new doors for retirement savers,” said Chad Parks, Founder + CEO of Ubiquity, a financial technology pioneer in small business retirement offerings. “Through this partnership with DriveWealth, we are able to provide small business owners and their employees with investment options that will democratize investing and allow more freedom and choice in a user-friendly way that has never before been seen in a 401(k) plan, while still providing the ability to have an extremely well diversified portfolio.”
By leveraging DriveWealth’s innovative technology and investment rails, Ubiquity is able to further its mission of retirement savings solutions for all.
“This Ubiquity and DriveWealth partnership is redefining how people can consume and engage within their 401(k) account,” said Stan Smith, Managing Director of DriveWealth. “Making available real time instruments with fractional share trading within a fully disclosed account is a unique differentiator for advisors, employers and participants alike.”
The new offering adds to the more than 30,000 mutual funds and ETFs that Ubiquity’s small business clients already have access to.
“By continuing to expand investment options and choice, we’re providing our clients and partners with the products, services and tools they desire to meet their retirement savings needs today and in the future,” said John Farmakis, SVP of Business Development at Ubiquity.
There is huge growth potential for retirement plan providers in the small business marketplace as Secure 2.0 has cleared the path for more businesses to establish plans. Ubiquity is looking forward to delivering customizable, low-cost retirement plans to small businesses so they can take advantage of the tax savings opportunities created by these new rules, and so workers can start saving more for the future.
“By combining the right technology, creativity and financial market wisdom, DriveWealth, Ubiquity and their respective partners will help create retirement security for millions of Americans,” concluded Smith.
Since launching Ubiquity Retirement + Savings in 1999, the company’s driving force has been to provide qualified retirement plans that meet the needs of small business owners. Our mission is to empower small businesses and their employees to create a more secure financial future by leveraging technology with affordable retirement solutions and world-class customer support.
Ubiquity is a leading fintech company that is one of the first flat-fee-for-service small business plan providers in the nation. With our exclusive, best-in-class Paradigm RKS™ cloud-based platform that automates recordkeeping and plan management functions, we’re able to deliver an easy-to-use experience and peace of mind with zero hidden fees. The company is headquartered in San Francisco with satellite offices from coast to coast. Ubiquity serves thousands of American small businesses and hundreds of thousands of savers. With over $3 billion in retirement assets, Ubiquity has clients in all 50 states, and we deliver a transparent, flat-fee1, customizable savings experience. Our tenured team are retirement experts and future-you champions!
Visit myubiquity.com to learn more.
Ubiquity is not a registered investment advisor and no portion of the material herein should be construed as legal or tax advice. Please consult with your financial planner, attorney, and/or tax advisor for advice.
1 Flat fees are charged by Decimal, Inc. for recordkeeping and administrative services. Third-party service providers may assess asset-based fees to customers. Plan Sponsors are advised to review all service agreements with providers (e.g., investment advisors, custodians, broker-dealers) to evaluate total plan costs.
DriveWealth, a global fintech investment rail and pioneer of fractional equities trading, is a visionary technology company that empowers more than 100 partners around the world to engage their customers by placing the markets in the palm of their hands. We believe the future is fractional, transactional, and mobile. Every mobile device should be a gateway to accessing investing and savings products, services, advice, and assistance for global citizens of all ages, wealth stages, and levels of financial expertise. DriveWealth’s consultative support and cloud-based, modern technology platform allow partners to seamlessly offer branded investing experiences to drive customer acquisition, loyalty, retention, and revenue growth. For more information, please visit drivewealth.com or connect with us on Twitter @DriveWealth or on LinkedIn.
Media
Gregory FCA for Ubiquity Retirement + Savings
Jenna Silverblatt, 610-428-3296
Ubiquity@gregoryfca.com
Live from the floor of the New York Stock Exchange
“The need to save is more critical than ever,” says Chad Parks. He discusses retirement planning in a volatile market, and talks about how investors should make saving for retirement a priority. He also notes that you shouldn’t let fear put you off — if a recession hits, you’re getting investments on sale. He then reviews some reasons to make retirement saving a priority. Finally, he mentions investment ideas for a retirement portfolio.
Watch now to hear Chad’s thoughts.
Read More
Ubiquity Retirement + Savings survey reveals crypto is seen as risky
SAN FRANCISCO — January 12, 2023 — Ubiquity Retirement + Savings® (Ubiquity) announces the results of its first independent “State of the Industry” survey, which polled 558 plan participants about their preferred retirement asset options for 2023.
The survey found that only 3.5% of respondents selected cryptocurrency as one of their preferred retirement savings asset classes, ranking last among the offerings for investors.
“With continued turmoil in the crypto space and huge amounts of volatility, I’m not surprised to see 401(k) plan participants shy away from crypto as an asset class for retirement savings. Retirement accounts are historically reserved for prudent and proven asset classes that are regulated and have demonstrable track records,”
said Chad Parks, Founder and CEO of Ubiquity, a financial technology pioneer in flat-fee small business retirement plans.
Data shows other asset options are far more attractive than crypto, including real-estate at 33.2% and even gold, with 7.3% of choosing it over crypto.
“We’ve never seen any demand for crypto from our plan participants or strategic partners. I think significantly more time and historical performance need to occur before we know if any crypto on the market today can offer long-term value, particularly as a retirement asset class. In the meantime, we offer our clients access to 30,000+ mutual funds, ETFs, self-directed brokerage accounts, fractional trading, and more. If any of our fiduciary advisor partners requested crypto as an asset class, we as a record keeper can accommodate their request.” concluded Parks.
Visit myubiquity.com to learn more about Ubiquity, see additional survey responses and understand how they’re helping plan participants and solo 401(k) users meet their retirement goals.
Since launching Ubiquity Retirement + Savings in 1999, the company’s driving force has been to provide qualified retirement plans that meet the needs of small business owners. Our mission is to empower small businesses and their employees to create a more secure financial future by leveraging technology with affordable retirement solutions and world-class customer support.
Ubiquity is a leading fintech company that is one of the first flat-fee-for-service small business plan providers in the nation. With our exclusive, best-in-class Paradigm RKS™ cloud-based platform that automates recordkeeping and plan management functions, we’re able to deliver an easy-to-use experience and peace of mind with zero hidden fees. The company is headquartered in San Francisco with satellite offices from coast to coast. Ubiquity serves over 10,000 American small businesses and hundreds of thousands of savers. With over $3 billion in retirement assets, Ubiquity has clients in all 50 states, delivering a transparent, flat-fee, customizable savings experience. Our tenured team are retirement experts and future-you champions!
Visit myubiquity.com to learn more.
Media contact
Gregory FCA for Ubiquity Retirement + Savings
Sarah Horton, 610-246-2346
ubiquity@gregoryfca.com
Respondents disclose a potential recession in 2023 is a top concern for retirement plan sponsors and financial advisors
SAN FRANCISCO — January 12, 2023 — In an effort to provide valuable insights to the retirement industry, Ubiquity Retirement + Savings® (Ubiquity), conducted its independent inaugural “State of the Industry” survey1 which revealed concerns around the economy and its impact on the performance of 401(k) plans in 2023.
The company, a financial technology pioneer in flat-fee small business retirement plans, polled thousands of retirement plan sponsors and financial advisors across the country on their industry sentiment, economic outlook, and satisfaction with Ubiquity’s robust suite of plan offerings.
Most notably, the independent survey found that plan sponsors and financial advisors have opposite expectations for inflation at the end of 2023. 56.4% of financial advisors expect inflation to be lower by the end of 2023 versus Q4 2022. However, the survey found that 57.3% of plan sponsors expect inflation to be higher at the end of 2023 versus Q4 2022.
“One party is going to be right,” commented Ubiquity Founder and CEO Chad Parks. “It will be interesting to see where inflation is at the end of 2023 and whether plan sponsors or financial advisors had a better feel for this in Q4 2022.”
Despite the disparate points of view on inflation, both plan sponsors and financial advisors agree there will likely be two interest rate hikes from the Federal Reserve in 2023.
61.9% of plan sponsors and 57.4% of financial advisors are concerned about how a recession may impact the performance of 401(k) plans in 2023. Worries about inflation and poor investment returns also ranked high for both groups. In response to these concerns, 80.3% of plan sponsors expect to maintain their employee match. Financial advisors noted little to no change in 401(k) contributions, loans, and risk appetite for clients in 2023.
“With both groups anticipating two rate hikes from the Federal Reserve in 2023, low-cost and effective retirement plan solutions are a necessary component of a small business offering and benefits plan,” continued Parks.
Data also revealed that 86.7% of plan sponsors and 82.1% of financial advisors find Ubiquity’s 401(k) offering helpful in attracting and retaining employees and clients. This sentiment is reflective of Ubiquity’s high customer satisfaction.
“The traditional three-legged stool of retirement made up of personal savings, pensions, and Social Security is broken, putting retirement readiness at the forefront of Americans’ minds, as was brought to light in our documentary, Broken Eggs: The Looming Retirement Crisis in America,” said Parks.
“For over 23 years, plan sponsors and financial advisors have trusted Ubiquity to provide transparent, trustworthy, and low-cost pricing that withstands industry competition and economic challenges. As the priorities of small business owners change with increasing economic uncertainty, we remain dedicated to providing the most comprehensive solutions that ensure all Americans can achieve a secure and comfortable retirement.”
With 58.8% of financial advisors and 42.9% of retirement plan sponsors expressing low cost as a top reason for using Ubiquity’s services, and ease of use as the second most-cited reason, the firm is committed to providing small businesses with greater access to retirement solutions and savings.
Since launching Ubiquity Retirement + Savings in 1999, the company’s driving force has been to provide qualified retirement plans that meet the needs of small business owners. Our mission is to empower small businesses and their employees to create a more secure financial future by leveraging technology with affordable retirement solutions and world-class customer support.
Ubiquity is a leading fintech company that is one of the first flat-fee-for-service small business plan providers in the nation. With our exclusive, best-in-class Paradigm RKS™ cloud-based platform that automates record keeping and plan management functions, we’re able to deliver an easy-to-use experience and peace of mind with zero hidden fees. The company is headquartered in San Francisco with satellite offices from coast to coast. Ubiquity serves over 10,000 American small businesses and hundreds of thousands of savers. With over $3 billion in retirement assets, Ubiquity has clients in all 50 states, delivering a transparent, flat-fee[2], customizable savings experience. Our tenured team are retirement experts and future-you champions!
Visit myubiquity.com to learn more.
Media contact
Gregory FCA for Ubiquity Retirement + Savings
Jenna Silverblatt, 610-428-3296
Ubiquity@gregoryfca.com
[1] Ubiquity is not a registered investment advisor and no portion of the material herein should be construed as legal or tax advice. Please consult with your financial planner, attorney and/or tax advisor for advice.
[2] Flat fees are charged by Decimal, Inc. for record keeping and administrative services. Third-party service providers may assess asset-based fees to customers. Plan sponsors are advised to review all service agreements with providers (e.g., investment advisors, custodians, broker-dealers) to evaluate total plan costs.
Research1 suggests retirement plan offerings remain a valuable asset as inflation and recession fears loom
SAN FRANCISCO — January 12, 2023 — Ubiquity Retirement + Savings’® (Ubiquity) first “State of the Industry” independent survey reveals rising inflation, an impending recession, and poor investment returns rank as top concerns among survey respondents. In its findings, the financial technology pioneer in flat-fee small business retirement plans asked financial advisors, retirement plan sponsors, participants, and solo 401(k) users about their top concerns for the performance of 401(k) plans in 2023.
Polling a collective 1,100 clients across the country in Q4 2022, results highlight a range of proprietary data that unveils the current state of the retirement industry from multiple perspectives.
“As we enter into a period of heightened economic turbulence, it’s crucial for retirement plan sponsors, participants, and small business owners to take a close look at their 401(k) plans in order to ensure they are well-positioned in 2023,” said Chad Parks, Founder and CEO of Ubiquity. “Our survey shows that there is reasonable concern among industry professionals and the clients they serve about retirement security in America.”
Among the surveyed plan users, Ubiquity found overarching concerns and trends moving forward into 2023. Participating 401(k) users responded in the following ways:
“Our findings accentuate the reality of the retirement crisis,” continued Parks. “The goal of a fairytale retirement is becoming less attainable, fueling a new wave of demand for better workplace benefits with savings offerings being a top priority.”
Amid participating plan sponsors and financial advisors, Ubiquity unveiled institutional trends in workplace benefits. Surveyed users recorded the following responses:
“It’s interesting that plan participants’ desire to save enough to last in retirement does not equate to any expected changes to contribution rates across the board,” said Parks. “Instead, plan participants are increasingly looking to employers to offer a retirement benefit to fuel their saving power. In addition, 28.7% of participants voted annuities as the top product they would like to see from us in the future, underscoring that savers are serious about building a lasting nest egg able to support a secure retirement.”
Visit myubiquity.com to learn more about Ubiquity and their commitment to helping small business owners, employees, and individuals meet their retirement goals.
Since launching Ubiquity Retirement + Savings in 1999, the company’s driving force has been to provide qualified retirement plans that meet the needs of small business owners. Our mission is to empower small businesses and their employees to create a more secure financial future by leveraging technology with affordable retirement solutions and world-class customer support.
Ubiquity is a leading fintech company that is one of the first flat-fee-for-service small business plan providers in the nation. With our exclusive, best-in-class Paradigm RKS™ cloud-based platform that automates record keeping and plan management functions, we’re able to deliver an easy-to-use experience and peace of mind with zero hidden fees. The company is headquartered in San Francisco with satellite offices from coast to coast. Ubiquity serves over 10,000 American small businesses and hundreds of thousands of savers. With over $3 billion in retirement assets, Ubiquity has clients in all 50 states, delivering a transparent, flat-fee[2], customizable savings experience. Our tenured team are retirement experts and future-you champions!
Visit myubiquity.com to learn more.
Media contact
Gregory FCA for Ubiquity Retirement + Savings
Erin Jacob, 610-200-0566
ubiquity@gregoryfca.com
[1] Ubiquity is not a registered investment advisor and no portion of the material herein should be construed as legal or tax advice. Please consult with your financial planner, attorney and/or tax advisor for advice.
[2] Flat fees are charged by Decimal, Inc. for record keeping and administrative services. Third-party service providers may assess asset-based fees to customers. Plan sponsors are advised to review all service agreements with providers (e.g., investment advisors, custodians, broker-dealers) to evaluate total plan costs.
© 2023 Ubiquity Retirement + Savings
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44 Montgomery Street, Suite 3060
San Francisco, CA 94104
Support: 855.401.4357
© 2023 Ubiquity Retirement + Savings
Privacy Policy
Do not sell my info
44 Montgomery Street, Suite 3060
San Francisco, CA 94104
Support: 855.401.4357
