Ubiquity

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17 Apr 2019

Ubiquity Retirement + Savings CEO Chad Parks is on the cover of this month's Employee Benefit Adviser

We’re so excited to see Ubiquity Retirement + Savings CEO Chad Parks is on the cover of this month’s Employee Benefit Adviser!

Read his insights on recent state-mandated retirement plans and the future of 401k.

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Chad Parks on Cover of Employee Benefit Adviser Magazine
3 Sep 2019
Credit Donkey: Good for Small Business: How This Provider Helps Business Owners

Ubiquity Retirement + Savings is proud to be celebrating 20 years of small business retirement success.

Curious how we got our start?

Take a look into our CEO Chasd Park’s motivations for founding Ubiquity, his tested knowledge, and expertise in our industry.

Ubiquity was born from Chad’s work as a financial adviser to small businesses in the mid-1990s.
At the time small businesses had only two options for retirement offerings:

  • Be taken advantage of by large institutions
    • These legacy establishments focused more on making money for the broker than offering an affordable, quality product for the business.
  • Be ignored completely by large institutions
    • The traditional retirement system is driven by asset based fees–and small businesses often didn’t generate enough money to be considered a valuable.

Something needed to change. So, Chad created a company to help small employers access affordable 401(k) accounts over a then-burgeoning new thing called “the internet.” 20 years later, while we’ve grown in size, we still follow the same business model.

We’re just one small business helping others change the world—one retirement savings plan at a time.

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30 Aug 2019
U.S. News and World Report: 8 Rules for Managing Your 401(k) in a Recession

Worried about your retirement savings during a market downturn? You’re not alone!

Although history has shown time and again that the stock market increases over the long-term, it’s common to be concerned about your 401(k) when the market fluctuates wildly in the short-term.

Retirement experts, including Ubiquity Retirement + Savings founder and CEO Chad Parks, gave their insights in on ways to better manage your hard-earned 401k plan during a recession or period of market volatility:

  • Pay attention to asset allocation.
  •  Maintain the pace on contributions.
  • Don’t jump the gun on withdrawals.
  • Look at the big picture.
  • Gauge cash needs wisely.
  • Avoid taking a loan from your plan.
  • Actively look for bargains.
  • Keep risk capacity in sight
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US News & World Report
28 Aug 2019
Money Magazine: Your 401(k) Is Just One Piece of the Retirement Puzzle. Here’s the Right Place for It.

Why should investors under 40 consider switching from traditional to Roth 401(k) contributions?

As Ubiquity Retirement + Savings CEO Chad Parks explained to Money Magazine, if you have a portfolio with multiple holdings (like an IRA, a brokerage account, investment property or–if you’re lucky–a pension) it’s possible that your post-retirement income stream will put you in a higher tax bracket. Paying a smaller amount of tax today could potentially save you in the long run.

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Money Magazine logo
23 Aug 2019
U.S. News & World Report: Retirement Savers Benefit From Changes to 401(k)s

Changes and innovations in the 401(k) space are providing new ways for savers to make the most of their retirement plans including:

  • More employers are offering a Roth 401(k) option.
  • Annuity options in 401(k) plans provide lifetime income.
  • Potential SECURE Act provisions would adjust 401(k) rules.

Ubiquity founder and CEO Chad Parks shared his insights with U.S. News & World Report on ways to enhance your retirement account.

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US News & World Report
22 Aug 2019
BenefitsPro: Trump Seems to Walk Back Payroll Tax Holiday

A payroll tax holiday is “sold as a way to stimulate the economy, but all it does is shortchange the future,” Ubiquity’s founder and CEO Chad Parks told BenefitsPro.

Analysis from the Committee for a Responsible Federal Budget, a bipartisan think tank, shows that a 2 percent payroll holiday would cost nearly $300 billion, before interest, if enacted for two years in 2020.

While the idea appears to have been shelved by the White House for the time being, it could re-emerge if looming recession fears accelerate in front of the 2020 election.

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BenefitsPro
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44 Montgomery Street, Suite 3060
San Francisco, CA 94104
Support: 855.401.4357

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© 2019 Ubiquity Retirement + Savings
Privacy Policy
44 Montgomery Street, Suite 3060
San Francisco, CA 94104
Support: 855.401.4357

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