Blog

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Man and woman in apron look at a tablet and smile inside a modern cafe or restaurant.
401(k) Plans

What Is the Difference Between a 401(k) and a 403b Retirement Plan?

Everyone
Employers & Business Owners
Woman with curly hair sits at desk looking thoughtfully at a laptop with hand on chin.
401(k) Plans

What If My Employer Doesn’t Offer a 401(K) Match?

Everyone
Employees
Smiling older man in glasses and blue blazer talking to a woman in a white jacket at an office table.
401(k) Plans
Small Business

What is 401(k) Vesting? A Guide For Employers Designing Retirement Plans

Everyone
Employers & Business Owners
Man wearing glasses working at desk with computer, keyboard, phone, and clipboard in office.
Plan Compliance
401(k) Plans

401(k) Plan Sponsor Responsibilities: Duties, Compliance, and a Practical Checklist for Employers

Everyone
Employers & Business Owners
Person in a sweater writing in an open book with a red pen at a desk by a window.
Plan Compliance

Required Minimum Distributions

Everyone
Employees
Woman in white blazer holding a pen, listening attentively in a meeting with two others.
Small Business
401(k) Plans

The State of Retirement Readiness: Where Employers Stand & Why They Need More Support

Everyone
Employers & Business Owners
Two cafe workers in aprons reviewing information on a laptop at a round wooden table.
Plan Compliance
401(k) Plans
Small Business

The 2026 Small Business 401(k) Readiness Checklist

Everyone
Employers & Business Owners
Two women smiling while working together on a laptop in a room with shelves of dishes.
Small Business
401(k) Plans

Ubiquity Retirement + Savings’ 2025 Year in Review

Everyone
Employers & Business Owners
Man with curly hair and beard writing in a notebook at a kitchen table with papers spread out.
401(k) Plans
Small Business
Plan Compliance

The State of America's Small Business Retirement Readiness in 2025

Everyone
Employers & Business Owners
U.S. coins and dollar bills floating against a black background.
Financial Wellness
Plan Compliance

Annual Contribution Limits

Everyone
Employees
Two women discuss data on a tablet in a modern office with laptop and documents on the table.
Roth 401(k)
401(k) Plans
Plan Compliance

Secure 2.0 Mandatory Roth Contributions Update: Here’s What to Know for 2026

Everyone
Employers & Business Owners
Three colleagues review documents and data charts while seated around a laptop in an office lounge.
Small Business
401(k) Plans
Plan Compliance

401(k) Compliance: Why More Businesses are Turning to 3(16) Fiduciary Services

Everyone
Employers & Business Owners
Your retirement journey starts today
Explore 401(k) Plans

You can also schedule a call or call (866) 845 - 5058 to talk to someone now